Stocktoria

First American Financial Corp FAF

NYSE · stock · Title Insurance · website · IPO 2010-05-22 · LEI

First American Financial Corp statistics & valuation

Market cap$6.8B
P / E11.0×
P / S0.9×
P / B1.2×
Dividend yield3.26%
Net margin8.3%
Return on equity11.3%
Graham number +17.3%$84.80

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($84.80); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
6.20% 7.30% 8.30% 11.40% 9.80% 13.50% 3.50% 3.60% 2.10% 8.30% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
11.40% 12.10% 12.70% 16.00% 14.20% 21.50% 5.60% 4.50% 2.70% 11.30% 2016201720182019202020212022202320242025
Shares outstanding
111.2M 112.4M 113.3M 113.7M 113.0M 111.4M 107.3M 104.6M 104.3M 103.7M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
3.90% 4.40% 4.50% 6.10% 5.40% 7.50% 1.80% 1.30% 0.90% 3.80% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$3.09 $3.76 $4.19 $6.22 $6.16 $11.14 $2.45 $2.07 $1.26 $6.00 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

First American Financial Corp trades at about 12.1× earnings — near its 10-year norm (10-year range 6.7×–50.2×, median 12.2×).

6.7× 50.2×

Shaded band = 10-year range (6.7×–50.2×); dot = today's 12.1×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin8.3%2.1%3.6%3.5%13.5%9.8%11.4%8.3%7.3%6.2%
Return on assets3.8%0.9%1.3%1.8%7.5%5.4%6.1%4.5%4.4%3.9%
Return on equity11.3%2.7%4.5%5.6%21.5%14.2%16.0%12.7%12.1%11.4%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.