Stocktoria
FIRST BUSINESS FINANCIAL SERVICES, INC. FBIZ
FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 1.82% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| FBIZ | FIRST BUSINESS FINANCIAL SERVICES, INC. | 4/9 | — | 10.6 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About FIRST BUSINESS FINANCIAL SERVICES, INC.
First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers commercial real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions, and company retirement services. It also provides private wealth management for individuals, including creating and executing asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services, as well as private banking to private wealth clients. In addition, the company offers bank consulting services consisting of balance sheet, investment portfolio, and asset liability management services. Further, it provides commercial deposit accounts. The company was founded in 1909 and is headquartered in Madison, Wisconsin.
FAQ
Is FBIZ financially healthy?
FIRST BUSINESS FINANCIAL SERVICES, INC.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does FBIZ pay a dividend, and is it safe?
Yes. FIRST BUSINESS FINANCIAL SERVICES, INC. pays a dividend yielding about 1.82% with a 19.2% payout ratio, rated “safe” for safety.
How profitable is FBIZ?
In FY2025, FIRST BUSINESS FINANCIAL SERVICES, INC. had a return on equity of 13.5%.
Is FBIZ overvalued or undervalued?
FIRST BUSINESS FINANCIAL SERVICES, INC. trades at about 11.9× trailing earnings — above its 10-year norm (10-year range 7.5×–18.0×, median 9.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for FBIZ?
The average Wall-Street price target for FIRST BUSINESS FINANCIAL SERVICES, INC. is $66.40, about 6.3% below the recent price, from 5 analysts (consensus: buy).
Is FBIZ a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on FIRST BUSINESS FINANCIAL SERVICES, INC.: a Piotroski F-score of 4/9, a P/E of about 10.6×, a dividend yield of 1.82%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.