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FinecoBank Banca Fineco S.p.A. FBK.MI

IT · Borsa Italiana · XMIL · stock · Financial Services · website

FinecoBank Banca Fineco S.p.A. statistics & valuation

Market cap€14.7B
P / E22.8×
P / S9.5×
P / B5.8×
P / FCF35.2×
Net margin41.7%
FCF margin27.0%
Net cash€1.3B
Enterprise value USD$15.5B
Graham number -58.6%€9.98

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€9.98); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
39.50% 43.40% 42.80% 41.70% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
22.40% 27.80% 27.30% 25.30% 2022202320242025
Shares outstanding
611.8M 611.8M 611.8M 611.8M 2022202320242025
Net debt (€)
-€1.23B -€1.68B -€1.39B -€1.33B 2022202320242025
Share buybacks (€)
2022202320242025
Return on assets (%)
1.20% 1.80% 1.90% 1.70% 2022202320242025
Free cash flow margin (%)
23.60% 79.90% 8.90% 27.00% 2022202320242025
Debt / equity (×)
0.29× 0.40× 0.36× 0.34× 2022202320242025
EPS (€)
€0.70 €1.00 €1.07 €1.06 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

FinecoBank Banca Fineco S.p.A. trades at about 22.7× earnings — near its 10-year norm (10-year range 13.4×–23.5×, median 21.1×).

13.4× 23.5×

Shaded band = 10-year range (13.4×–23.5×); dot = today's 22.7×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin41.7%42.8%43.4%39.5%
FCF margin27.0%8.9%79.9%23.6%
Return on assets1.7%1.9%1.8%1.2%
Return on equity25.3%27.3%27.8%22.4%

Computed from company filings · IT · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.