Stocktoria
FIRST COMMUNITY BANKSHARES INC /VA/ FCBC
FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 7.11% (safety: at-risk).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| FCBC | FIRST COMMUNITY BANKSHARES INC /VA/ | 4/9 | — | 70.8 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About FIRST COMMUNITY BANKSHARES INC /VA/
First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand and savings deposits, money market accounts, certificates of deposit, and individual retirement accounts; commercial loans, such as loans to small and mid-size industrial, commercial, and service companies; and consumer real estate loans, including home equity loans, lines of credit, and financing residential properties. The company also provides consumer and other loans comprising automobile, credit cards, personal lines of credit, boats, mobile homes, and other consumer goods; and trust management, estate administration, and investment advisory services. It serves individual and commercial customers in the education, government, health services, retail trade, construction, manufacturing, tourism, coal mining and gas extraction, and transportation industries. The company operates through branches in Virginia, West Virginia, North Carolina, and Tennessee. First Community Bankshares, Inc. was founded in 1874 and is headquartered in Bluefield, Virginia.
FAQ
Is FCBC financially healthy?
FIRST COMMUNITY BANKSHARES INC /VA/'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does FCBC pay a dividend, and is it safe?
Yes. FIRST COMMUNITY BANKSHARES INC /VA/ pays a dividend yielding about 7.11% with a 503.9% payout ratio, rated “at-risk” for safety.
How profitable is FCBC?
In FY2025, FIRST COMMUNITY BANKSHARES INC /VA/ had a return on equity of 2.4%.
Is FCBC overvalued or undervalued?
FIRST COMMUNITY BANKSHARES INC /VA/ trades at about 77.8× trailing earnings — above its 10-year norm (10-year range 10.6×–67.8×, median 15.7×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for FCBC?
The average Wall-Street price target for FIRST COMMUNITY BANKSHARES INC /VA/ is $45.00, about 8.2% below the recent price, from 1 analysts.
Is FCBC a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on FIRST COMMUNITY BANKSHARES INC /VA/: a Piotroski F-score of 4/9, a P/E of about 70.8×, a dividend yield of 7.11%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.