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FIRST COMMUNITY BANKSHARES INC /VA/ FCBC

Nasdaq · stock · State Commercial Banks · website · IPO 1994-03-10

FIRST COMMUNITY BANKSHARES INC /VA/ statistics & valuation

Market cap$851.8M
P / E70.8×
P / B1.7×
Dividend yield7.11%
Return on equity2.4%
Graham number -60.6%$19.31

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($19.31); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
7.40% 6.10% 10.90% 9.00% 8.40% 12.00% 11.10% 9.50% 2.20% 2.40% 2016201720182019202020212022202320242025
Shares outstanding
17.4M 17.1M 16.7M 18.4M 17.8M 17.4M 16.6M 18.5M 18.5M 19.0M 2016201720182019202020212022202320242025
Net debt ($)
$13.7M -$83.0M $0 $0 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.10% 0.90% 1.60% 1.40% 1.20% 1.60% 1.50% 1.50% 0.40% 0.40% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.27× 0.21× 0.00× 0.00× 2016201720182019202020212022202320242025
EPS ($)
$1.45 $1.26 $2.18 $2.46 $2.02 $2.94 $2.82 $2.72 $0.64 $0.63 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

FIRST COMMUNITY BANKSHARES INC /VA/ trades at about 77.8× earnings — above its 10-year norm (10-year range 10.6×–67.8×, median 15.7×).

10.6× 77.8×

Shaded band = 10-year range (10.6×–67.8×); dot = today's 77.8×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets0.4%0.4%1.5%1.5%1.6%1.2%1.4%1.6%0.9%1.1%
Return on equity2.4%2.2%9.5%11.1%12.0%8.4%9.0%10.9%6.1%7.4%
Debt / equity—0.00×0.00×—————0.21×0.27×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.