Stocktoria
FIRST COMMUNITY CORP /SC/ FCCO
FIRST COMMUNITY CORP /SC/ (FCCO) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 1.53% (safety: safe). FY2025 revenue was $922,000 at a 2083.0% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| FCCO | FIRST COMMUNITY CORP /SC/ | 3/9 | — | 16.2 | — |
| FUSB | FIRST US BANCSHARES, INC. | 5/9 | — | 15.6 | — |
| AUBN | AUBURN NATIONAL BANCORPORATION, INC | 1/9 | — | — | — |
| FVCB | FVCBankcorp, Inc. | 6/9 | — | 14.3 | — |
| COSO | CoastalSouth Bancshares, Inc. | 4/9 | — | 13.1 | — |
| BWFG | Bankwell Financial Group, Inc. | 4/9 | — | 13.5 | — |
| PCB | PCB BANCORP | 4/9 | — | 10.7 | — |
All Finance, Insurance & Real Estate companies →
About FIRST COMMUNITY CORP /SC/
First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. It operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. The company's deposit products include checking, NOW, savings, and individual retirement accounts; and demand deposits, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit. Its loan portfolio comprises commercial loans that include secured and unsecured loans for working capital, business expansion, and the purchase of equipment and machinery; consumer loans comprising secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; and fixed and variable rate mortgage loans. The company also provides online banking, cash management, and internet banking services; and safe deposit boxes, direct deposits of payroll and social security checks, and automatic drafts for various accounts. In addition, it offers non-deposit investment products and other investment brokerage services; credit cards; and investment advisory and insurance services. The company was incorporated in 1994 and is headquartered in Lexington, South Carolina.
FAQ
Is FCCO financially healthy?
FIRST COMMUNITY CORP /SC/'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does FCCO pay a dividend, and is it safe?
Yes. FIRST COMMUNITY CORP /SC/ pays a dividend yielding about 1.53% with a 24.7% payout ratio, rated “safe” for safety.
How profitable is FCCO?
In FY2025, FIRST COMMUNITY CORP /SC/ had a net margin of 2083.0% and a return on equity of 11.5%.
Is FCCO overvalued or undervalued?
FIRST COMMUNITY CORP /SC/ trades at about 13.8× trailing earnings — near its 10-year norm (10-year range 10.1×–26.3×, median 14.1×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for FCCO?
The average Wall-Street price target for FIRST COMMUNITY CORP /SC/ is $34.67, about 1.5% above the recent price, from 3 analysts.
Is FCCO a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on FIRST COMMUNITY CORP /SC/: a Piotroski F-score of 3/9, a P/E of about 16.2×, a dividend yield of 1.53%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.