Stocktoria

FIRST COMMUNITY CORP /SC/ FCCO

Nasdaq · stock · State Commercial Banks · website · IPO 1998-06-30

FIRST COMMUNITY CORP /SC/ statistics & valuation

Market cap$311.4M
P / E16.2×
P / B1.9×
P / FCF17.7×
Dividend yield1.53%
Net margin2083.0%
Return on equity11.5%
FCF margin1906.6%
Graham number +1.4%$34.64

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($34.64); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
475.60% 391.30% 634.80% 665.30% 900.90% 1582.90% 1522.20% 1229.80% 1465.90% 2083.00% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
8.20% 5.50% 10.00% 9.10% 7.40% 11.00% 12.30% 9.00% 9.70% 11.50% 2016201720182019202020212022202320242025
Shares outstanding
6.7M 7.6M 7.7M 7.6M 7.5M 7.5M 7.6M 7.6M 7.7M 7.8M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.70% 0.60% 1.00% 0.90% 0.70% 1.00% 0.90% 0.60% 0.70% 0.90% 2016201720182019202020212022202320242025
Free cash flow margin (%)
277.40% 1028.20% 1046.20% 123.20% -1617.60% 5846.00% 2177.30% 1240.80% 1105.80% 1906.60% 2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$0.98 $0.83 $1.45 $1.45 $1.35 $2.05 $1.92 $1.55 $1.81 $2.47 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

FIRST COMMUNITY CORP /SC/ trades at about 13.8× earnings — near its 10-year norm (10-year range 10.1×–26.3×, median 14.1×).

10.1× 26.3×

Shaded band = 10-year range (10.1×–26.3×); dot = today's 13.8×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin2083.0%1465.9%1229.8%1522.2%1582.9%900.9%665.3%634.8%391.3%475.6%
FCF margin1906.6%1105.8%1240.8%2177.3%5846.0%-1617.6%123.2%1046.2%1028.2%277.4%
Return on assets0.9%0.7%0.6%0.9%1.0%0.7%0.9%1.0%0.6%0.7%
Return on equity11.5%9.7%9.0%12.3%11.0%7.4%9.1%10.0%5.5%8.2%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.