Stocktoria
FirstCash Holdings, Inc. FCFS
FirstCash Holdings, Inc. (FCFS) earns a Piotroski F-score of 7/9 (strong financial health). It pays a dividend yielding 0.76% (safety: safe). FY2025 revenue was $3.7B at a 9.0% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-08-10 | Loop Capital | Buy (up) |
| 2026-07-07 | TD Cowen | Buy (main) |
| 2026-04-24 | TD Cowen | Buy (main) |
| 2026-04-24 | Canaccord Genuity | Buy (main) |
| 2026-03-20 | Canaccord Genuity | Buy (main) |
| 2025-12-08 | Canaccord Genuity | Buy (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Retail Trade · percentile among 238 companies
Percentile vs other Retail Trade companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 7/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Retail Trade companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| FCFS | FirstCash Holdings, Inc. | 7/9 | — | 28.2 | +8% |
| FGPR | FERRELLGAS PARTNERS L P | 3/9 | — | — | +5.5% |
| SVV | Savers Value Village, Inc. | 6/9 | 0.11 | 69.1 | +9.2% |
| SPH | SUBURBAN PROPANE PARTNERS LP | 7/9 | — | 10.8 | +7.9% |
| EZPW | EZCORP INC | 6/9 | 5.81 | 18.3 | +9.7% |
| REAL | TheRealReal, Inc. | 5/9 | -11.84 | — | +15.4% |
| LIVE | LIVE VENTURES Inc | 6/9 | 1.9 | 1.4 | -5.9% |
About FirstCash Holdings, Inc.
FirstCash Holdings, Inc., together with its subsidiaries, operates retail pawn stores in the United States, Mexico, rest of Latin America, and the United Kingdom. The company operates through four segments: U.S. Pawn, Latin America Pawn, U.K. Pawn, and Retail POS Payment Solutions segments. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments; and retails merchandise acquired through collateral forfeitures and over-the-counter purchases from customers. The company also provides retail POS payment solutions, which focuses on LTO products and facilitating other retail financing payment options across the network of traditional and e-commerce merchant partners. It serves cash and credit-constrained consumers. The company was formerly known as FirstCash, Inc and changed its name to FirstCash Holdings, Inc. in December 2021. FirstCash Holdings, Inc. was incorporated in 1988 and is headquartered in Fort Worth, Texas.
FAQ
Is FCFS financially healthy?
FirstCash Holdings, Inc.'s Piotroski F-score is 7/9 (8–9 is excellent, 0–3 weak).
Does FCFS pay a dividend, and is it safe?
Yes. FirstCash Holdings, Inc. pays a dividend yielding about 0.76% with a 21.5% payout ratio, rated “safe” for safety.
How profitable is FCFS?
In FY2025, FirstCash Holdings, Inc. had a net margin of 9.0% and a return on equity of 14.5%.
Is FCFS overvalued or undervalued?
FirstCash Holdings, Inc. trades at about 28.8× trailing earnings — above its 10-year norm (10-year range 17.2×–24.8×, median 23.0×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for FCFS?
The average Wall-Street price target for FirstCash Holdings, Inc. is $249.25, about 16.5% above the recent price, from 4 analysts (consensus: strong buy).
Is FCFS a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on FirstCash Holdings, Inc.: a Piotroski F-score of 7/9, a P/E of about 28.2×, a dividend yield of 0.76%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.