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FirstCash Holdings, Inc. FCFS

Nasdaq · stock · Retail-Miscellaneous Retail · website · IPO 1991-06-10

FirstCash Holdings, Inc. statistics & valuation

Market cap$9.3B
P / E28.2×
P / S2.5×
P / B4.1×
Dividend yield0.76%
Net margin9.0%
Return on equity14.5%
Net debt$2.1B
Enterprise value USD$11.4B
Graham number -56.8%$92.39

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($92.39); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
5.50% 8.10% 8.60% 8.80% 6.50% 7.40% 9.30% 7.00% 7.60% 9.00% 2016201720182019202020212022202320242025
Gross margin (%)
55.60% 53.20% 54.30% 54.60% 55.90% 54.10% 46.30% 47.80% 48.10% 50.30% 2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
4.10% 9.80% 11.60% 12.20% 8.30% 6.90% 13.50% 11.00% 12.60% 14.50% 2016201720182019202020212022202320242025
Shares outstanding
48.5M 47.9M 44.9M 43.2M 41.6M 48.5M 47.3M 45.7M 45.2M 44.5M 2016201720182019202020212022202320242025
Net debt ($)
$370.0M $287.8M $519.1M $585.0M $550.1M $1.17B $1.26B $1.48B $1.55B $2.08B 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
2.80% 7.00% 7.30% 6.70% 4.50% 3.30% 6.50% 5.10% 5.80% 6.20% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.32× 0.27× 0.45× 0.47× 0.48× 0.72× 0.73× 0.80× 0.84× 0.97× 2016201720182019202020212022202320242025
EPS ($)
$1.72 $3.00 $3.41 $3.81 $2.56 $3.04 $5.36 $4.80 $5.73 $7.42 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

FirstCash Holdings, Inc. trades at about 28.8× earnings — above its 10-year norm (10-year range 17.2×–24.8×, median 23×).

17.2× 28.8×

Shaded band = 10-year range (17.2×–24.8×); dot = today's 28.8×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Gross margin50.3%48.1%47.8%46.3%54.1%55.9%54.6%54.3%53.2%55.6%
Net margin9.0%7.6%7.0%9.3%7.4%6.5%8.8%8.6%8.1%5.5%
Return on assets6.2%5.8%5.1%6.5%3.3%4.5%6.7%7.3%7.0%2.8%
Return on equity14.5%12.6%11.0%13.5%6.9%8.3%12.2%11.6%9.8%4.1%
Debt / equity0.97×0.84×0.80×0.73×0.72×0.48×0.47×0.45×0.27×0.32×
Current ratio4.554.143.893.832.883.033.655.946.996.21

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.