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FIDELITY D & D BANCORP INC FDBC

Nasdaq · stock · National Commercial Banks · website · IPO 1993-10-27

FIDELITY D & D BANCORP INC statistics & valuation

Market cap$301.9M
P / E10.7×
P / B1.3×
P / FCF12.2×
Graham number +21.1%$67.12

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($67.12); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
9.50% 10.00% 11.80% 10.80% 7.80% 11.30% 18.40% 9.60% 10.20% 11.80% 2016201720182019202020212022202320242025
Shares outstanding
3.7M 3.7M 3.8M 3.8M 5.0M 5.6M 5.7M 5.7M 5.8M 5.8M 2016201720182019202020212022202320242025
Net debt ($)
-$25.8M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.00% 1.00% 1.10% 1.10% 0.80% 1.00% 1.30% 0.70% 0.80% 1.00% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.00× 2016201720182019202020212022202320242025
EPS ($)
$2.09 $2.33 $2.90 $3.03 $2.82 $4.48 $5.29 $3.19 $3.60 $4.86 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

FIDELITY D & D BANCORP INC trades at about 11.4× earnings — below its 10-year norm (10-year range 9×–21×, median 15.6×).

21×

Shaded band = 10-year range (9×–21×); dot = today's 11.4×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets1.0%0.8%0.7%1.3%1.0%0.8%1.1%1.1%1.0%1.0%
Return on equity11.8%10.2%9.6%18.4%11.3%7.8%10.8%11.8%10.0%9.5%
Debt / equity0.00×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.