Stocktoria
Fifth District Bancorp, Inc. FDSB
Nasdaq · XNAS · stock · Savings Institution, Federally Chartered · website · IPO 2024-08-01
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4/9
Piotroski F — financial health
—
Altman Z″ — distress risk
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Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Financials | |||
| Revenue | $605,000 | $619,000 | $614,000 |
| Net income | $4.1M | -$1.1M | $797,000 |
| Operating cash flow | $1.3M | -$1.1M | $796,000 |
| Free cash flow | $942,000 | -$1.6M | -$1.1M |
| Total assets | $534.4M | $527.3M | $480.8M |
| Total liabilities | $404.6M | $401.5M | $403.0M |
| Shareholders' equity | $129.8M | $125.8M | $77.8M |
| Ratios | |||
| Net margin | 675.7% | -174.2% | 129.8% |
| FCF margin | 155.7% | -252.7% | -181.1% |
| Return on assets | 0.8% | -0.2% | 0.2% |
| Return on equity | 3.2% | -0.9% | 1.0% |
| Revenue growth | -2.3% | 0.8% | — |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 63,956 | $947,828 |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0002012726 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.