Stocktoria
FIRST FINANCIAL BANCORP /OH/ FFBC
FIRST FINANCIAL BANCORP /OH/ (FFBC) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 2.67% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-01 | Raymond James | Outperform (main) |
| 2026-04-27 | RBC Capital | Sector Perform (main) |
| 2026-04-27 | Truist Securities | Hold (main) |
| 2026-02-02 | Truist Securities | Hold (main) |
| 2026-01-30 | RBC Capital | Sector Perform (main) |
| 2026-01-30 | Keefe, Bruyette & Woods | Market Perform (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| FFBC | FIRST FINANCIAL BANCORP /OH/ | 3/9 | — | 13.9 | — |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
| JPM | JPMORGAN CHASE & CO | 2/9 | — | 15.5 | +2.8% |
| BAC | BANK OF AMERICA CORP /DE/ | 5/9 | — | 13.5 | +6.8% |
| C | CITIGROUP INC | 3/9 | — | 17 | +5.6% |
| COF | CAPITAL ONE FINANCIAL CORP | 4/9 | — | 51.2 | +36.6% |
| USB | US BANCORP DE | 6/9 | — | 12.1 | +4.4% |
All Finance, Insurance & Real Estate companies →
About FIRST FINANCIAL BANCORP /OH/
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
FAQ
Is FFBC financially healthy?
FIRST FINANCIAL BANCORP /OH/'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does FFBC pay a dividend, and is it safe?
Yes. FIRST FINANCIAL BANCORP /OH/ pays a dividend yielding about 2.67% with a 37.0% payout ratio, rated “safe” for safety.
How profitable is FFBC?
In FY2025, FIRST FINANCIAL BANCORP /OH/ had a return on equity of 9.2%.
Is FFBC overvalued or undervalued?
FIRST FINANCIAL BANCORP /OH/ trades at about 12.8× trailing earnings — near its 10-year norm (10-year range 8.3×–19.3×, median 11.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for FFBC?
The average Wall-Street price target for FIRST FINANCIAL BANCORP /OH/ is $34.29, about 0.6% above the recent price, from 7 analysts (consensus: buy).
Is FFBC a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on FIRST FINANCIAL BANCORP /OH/: a Piotroski F-score of 3/9, a P/E of about 13.9×, a dividend yield of 2.67%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.