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First Guaranty Bancshares, Inc. FGBI
First Guaranty Bancshares, Inc. financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating income | -$46.2M | — | — | — | — | — | — | — | — | — |
| Interest expense | — | — | $98.3M | $36.5M | $22.3M | $26.0M | $30.0M | $21.4M | $14.4M | $10.1M |
| Income tax | -$12.5M | $3.6M | $2.7M | $7.5M | $7.2M | $5.2M | $3.7M | $3.5M | $7.4M | $7.2M |
| Net income | -$56.0M | $12.4M | $9.2M | $28.9M | $27.3M | $20.3M | $14.2M | $14.2M | $11.8M | $14.1M |
| Operating cash flow | -$8.3M | $33.7M | $21.7M | $36.9M | $26.5M | $23.8M | $29.1M | $26.9M | $12.3M | $22.2M |
| Free cash flow | -$10.0M | $30.7M | $6.9M | $34.2M | $24.3M | $17.4M | $17.1M | $23.1M | $5.5M | $18.1M |
| Total assets | $4.1B | $4.0B | $3.6B | $3.2B | $2.9B | $2.5B | $2.1B | $1.8B | $1.8B | $1.5B |
| Total liabilities | $3.9B | $3.7B | $3.3B | $2.9B | $2.7B | $2.3B | $2.0B | $1.7B | $1.6B | $1.4B |
| Shareholders' equity | $226.2M | $255.0M | $249.6M | $235.0M | $223.9M | $178.6M | $166.0M | $147.3M | $144.0M | $124.3M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income growth | -550.0% | +35.0% | -68.1% | +5.8% | +34.3% | +42.7% | +0.2% | +21.0% | -16.6% | -2.8% |
| Free cash flow growth | -132.5% | +347.4% | -80.0% | +40.7% | +39.4% | +1.8% | -25.8% | +323.0% | -69.8% | +41.3% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.