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First Guaranty Bancshares, Inc. FGBI

Nasdaq · stock · Savings Institution, Federally Chartered · website · IPO 2015-11-05 · LEI

First Guaranty Bancshares, Inc. statistics & valuation

Market cap$176.5M
P / B0.8×
Dividend yield0.32%
Return on equity-24.8%
Net debt$179.0M
Enterprise value USD$355.5M
Earnings yield EBIT/EV-13%

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
11.30% 8.20% 9.70% 8.60% 11.40% 12.20% 12.30% 3.70% 4.90% -24.80% 2016201720182019202020212022202320242025
Shares outstanding
8.4M 9.7M 9.7M 10.7M 10.7M 10.7M 10.7M 12.5M 12.5M 15.8M 2016201720182019202020212022202320242025
Net debt ($)
$36.7M $37.4M $34.5M $63.3M $60.5M $43.2M $36.9M $209.1M $194.9M $179.0M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.90% 0.70% 0.80% 0.70% 0.80% 0.90% 0.90% 0.30% 0.30% -1.40% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.30× 0.26× 0.23× 0.38× 0.34× 0.19× 0.16× 0.84× 0.76× 0.79× 2016201720182019202020212022202320242025
EPS ($)
2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets-1.4%0.3%0.3%0.9%0.9%0.8%0.7%0.8%0.7%0.9%
Return on equity-24.8%4.9%3.7%12.3%12.2%11.4%8.6%9.7%8.2%11.3%
Debt / equity0.79×0.76×0.84×0.16×0.19×0.34×0.38×0.23×0.26×0.30×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.