Stocktoria
FIRST HAWAIIAN, INC. FHB
FIRST HAWAIIAN, INC. (FHB) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 3.64% (safety: moderate). FY2025 revenue was $880.8M at a 31.4% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-01 | JP Morgan | Underweight (main) |
| 2026-04-28 | TD Cowen | Hold (main) |
| 2026-04-27 | Piper Sandler | Neutral (main) |
| 2026-04-02 | Piper Sandler | Neutral (main) |
| 2026-04-01 | JP Morgan | Underweight (main) |
| 2026-03-30 | Wells Fargo | Underweight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| FHB | FIRST HAWAIIAN, INC. | 6/9 | — | 13 | +8.9% |
| BUSE | FIRST BUSEY CORP /NV/ | 4/9 | — | 18.6 | +55.7% |
| UCB | UNITED COMMUNITY BANKS INC | 6/9 | — | 13 | +11.7% |
| GBFH | GBank Financial Holdings Inc. | 2/9 | — | 21.2 | — |
| FBP | FIRST BANCORP /PR/ | 7/9 | — | 11.8 | +2.4% |
| GABC | GERMAN AMERICAN BANCORP, INC. | 6/9 | — | 15.9 | +37.8% |
| RBCAA | REPUBLIC BANCORP INC /KY/ | 5/9 | — | 11.9 | +8.5% |
All Finance, Insurance & Real Estate companies →
About FIRST HAWAIIAN, INC.
First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States. It operates in two segments: Retail Banking and Commercial Banking. The company offers various deposit products, including checking, savings, and time deposit accounts, and other deposit accounts. It also provides residential and commercial mortgage loans, home equity lines of credit and loans, automobile loans and leases, secured and unsecured lines of credit, installment loans, small business loans and leases, as well as commercial lease and auto dealer financing services. In addition, the company offers wealth management, personal installment, individual investment and financial planning, insurance protection, trust and estate, private banking, investment management, retirement planning, and credit card and merchant processing services, as well as consumer and commercial credit cards processing services. Further, the company provides commercial and industrial lending, such as auto dealer flooring, commercial real estate lending, and construction lending services. It offers its products through branch, online, and mobile distribution channels. The company was formerly known as BancWest Corporation and changed its name to First Hawaiian, Inc. in April 2016. First Hawaiian, Inc. was founded in 1858 and is headquartered in Honolulu, Hawaii.
FAQ
Is FHB financially healthy?
FIRST HAWAIIAN, INC.'s Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does FHB pay a dividend, and is it safe?
Yes. FIRST HAWAIIAN, INC. pays a dividend yielding about 3.64% with a 47.4% payout ratio, rated “moderate” for safety.
How profitable is FHB?
In FY2025, FIRST HAWAIIAN, INC. had a net margin of 31.4% and a return on equity of 10.0%.
Is FHB overvalued or undervalued?
FIRST HAWAIIAN, INC. trades at about 12.6× trailing earnings — near its 10-year norm (10-year range 11.8×–21.9×, median 13.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for FHB?
The average Wall-Street price target for FIRST HAWAIIAN, INC. is $28.44, about 2.9% above the recent price, from 9 analysts.
Is FHB a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on FIRST HAWAIIAN, INC.: a Piotroski F-score of 6/9, a P/E of about 13.0×, a dividend yield of 3.64%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.