Stocktoria

FAIR ISAAC CORP FICO

NYSE · stock · Services-Business Services, NEC · website · IPO 1987-07-22 · LEI

FAIR ISAAC CORP (FICO) earns a Piotroski F-score of 7/9 (strong financial health), with an Altman Z″ in the safe zone. It pays a dividend yielding 0.00% (safety: no dividend). FY2026 revenue was $2.5B at a 32.9% net margin.

Chart by TradingView
92/100
Stocktoria Quality Score · grade A+
7/9
Piotroski F — financial health
11.85
Altman Z″ — distress risk · safe
0.1%
Dividend yield 5y avg · no dividend
-3.08
Beneish M-score — earnings quality · low

Quality score trend · recomputed for each fiscal year

Piotroski F /9
7 5 7 6 6 7 8 7 6 7 2017201820192020202120222023202420252026
Altman Z″
5.63 5.12 5.74 6.45 7.44 9.54 10.22 10.80 10.26 11.85 2017201820192020202120222023202420252026

Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.

$720.19 as of 2026-11-01 · -60.1% 1y
$592.47$1,805.8352-wk

Beneish M-score: -3.08 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.

Market cap USD$27.4B
P / E32.9×
Dividend yield 5y avg0.1%
Net margin 5y avg30.2%
Beta1.34
Employees3,747

Analyst price target

$821.37 +14% vs last
consensus: buy · 19 analysts
target range $481.00 – $1,230.97 · median $800.00
3 strong buy · 6 buy · 10 hold · 2 sell
Recent analyst actions
DateFirmRating
2026-11-05JP MorganNeutral (main)
2026-11-05BarclaysOverweight (main)
2026-11-05RBC CapitalSector Perform (down)
2026-11-05Wells FargoEqual-Weight (main)
2026-11-05NeedhamBuy (main)
2026-11-02JefferiesBuy (main)

Wall Street analyst consensus — a sentiment gauge, not our scoring.

Forward estimates · earnings calendar →

Forward EPS est.$51.40
Forward P / E14×

Consensus analyst estimates and scheduled dates — forward-looking, may change.

Revenue trend · last 10y · up

How it ranks in Services · percentile among 1045 companies

Piotroski Fstronger than 88%
Net marginstronger than 95%
Revenue growthstronger than 87%

Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 7/9 tests passed

Altman Z″ components · safe zone

ComponentValue
Working capital / assets-0.004
Retained earnings / assets2.596
EBIT / assets0.61
Equity / liabilities-0.651

Sector peers · similar-size Services companies compare side by side →

TickerCompanyPiotroski FAltman Z″P / ERevenue growth
FICOFAIR ISAAC CORP7/911.8532.9+27.3%
ZZILLOW GROUP, INC.6/96.96331.4+15.5%
WEXWEX Inc.5/91.1415+1.2%
CBZCBIZ, Inc.7/92.0514.7+52.1%
ALITAlight, Inc. / Delaware4/9-6.53—-3%
ETSYETSY INC5/9-1.0545.4+2.7%
EXLSExlService Holdings, Inc.8/97.3415.8+13.6%

All Services companies →

About FAIR ISAAC CORP

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

FAQ

Is FICO financially healthy?

FAIR ISAAC CORP's Piotroski F-score is 7/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.

Does FICO pay a dividend, and is it safe?

Yes. FAIR ISAAC CORP pays a dividend yielding about 0.00% with a None payout ratio, rated “no dividend” for safety.

How profitable is FICO?

In FY2026, FAIR ISAAC CORP had a net margin of 32.9%.

Is FICO overvalued or undervalued?

FAIR ISAAC CORP trades at about 19.8× trailing earnings — below its 10-year norm (10-year range 19.6×–97.5×, median 48.0×). Stocktoria reports the data, not buy/sell advice.

What is the analyst price target for FICO?

The average Wall-Street price target for FAIR ISAAC CORP is $821.37, about 14.0% above the recent price, from 19 analysts (consensus: buy).

Is FICO a good stock to buy?

Stocktoria doesn't give buy or sell advice, but here is the data on FAIR ISAAC CORP: a Piotroski F-score of 7/9, an Altman Z″ in the safe zone, a P/E of about 32.9×, a dividend yield of 0.00%. Weigh these quality and valuation signals against your own goals.

Computed from company filings · US · as of 2026-09-30. Facts plus Stocktoria's own computed scores — not investment advice.