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FAIR ISAAC CORP FICO

NYSE · stock · Services-Business Services, NEC · website · IPO 1987-07-22 · LEI

FAIR ISAAC CORP statistics & valuation

Market cap$27.4B
P / E42.1×
P / S13.8×
P / FCF35.6×
Net margin32.7%
FCF margin38.7%
Net debt$2.9B
Net debt / EBITDA3.1×
Enterprise value USD$30.4B
EV / EBITDA32.3×
Earnings yield EBIT/EV3%
Return on capital90.8%

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports.

Profitability & efficiency

Net margin (%)
12.40% 14.30% 12.30% 16.60% 18.30% 29.80% 27.10% 28.40% 29.90% 32.70% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
19.20% 19.50% 17.00% 21.90% 22.90% 38.40% 39.40% 42.50% 42.70% 46.50% 2016201720182019202020212022202320242025
Return on equity (%)
22.70% 28.60% 44.00% 66.30% 71.40% 2016201720182019202020212022202320242025
Shares outstanding
32.3M 32.2M 31.2M 30.3M 29.9M 29.3M 26.3M 25.4M 25.1M 24.6M 2016201720182019202020212022202320242025
Net debt ($)
$417.7M $357.2M $438.9M $500.4M $582.0M $813.7M $1.69B $1.67B $2.06B $2.92B 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
9.00% 10.60% 9.50% 13.40% 14.70% 25.00% 25.90% 27.30% 29.90% 34.90% 2016201720182019202020212022202320242025
Free cash flow margin (%)
21.40% 22.00% 18.60% 20.40% 26.50% 31.60% 36.60% 30.70% 36.30% 38.70% 2016201720182019202020212022202320242025
Debt / equity (×)
1.03× 0.99× 1.84× 2.09× 2.23× 2016201720182019202020212022202320242025
EPS ($)
$3.39 $4.14 $4.06 $6.34 $7.90 $13.40 $14.18 $16.93 $20.45 $26.54 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

FAIR ISAAC CORP trades at about 39.3× earnings — below its 10-year norm (10-year range 29.7×–97.5×, median 48×).

29.7× 97.5×

Shaded band = 10-year range (29.7×–97.5×); dot = today's 39.3×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin46.5%42.7%42.5%39.4%38.4%22.9%21.9%17.0%19.5%19.2%
Net margin32.7%29.9%28.4%27.1%29.8%18.3%16.6%12.3%14.3%12.4%
FCF margin38.7%36.3%30.7%36.6%31.6%26.5%20.4%18.6%22.0%21.4%
Return on assets34.9%29.9%27.3%25.9%25.0%14.7%13.4%9.5%10.6%9.0%
Return on equity-37.3%-53.3%-62.4%-46.6%-353.4%71.4%66.3%44.0%28.6%22.7%
Debt / equity-1.75×-2.29×-2.63×-2.27×-9.10×2.23×2.09×1.84×0.99×1.03×
Current ratio0.831.621.511.460.991.290.930.840.951.09

Computed from company filings · US · as of 2025-09-30. Facts plus Stocktoria's own computed scores — not investment advice.