Stocktoria

FAIR ISAAC CORP FICO

NYSE · stock · Services-Business Services, NEC · website · IPO 1987-07-22 · LEI

FAIR ISAAC CORP statistics & valuation

Market cap$27.4B
P / E32.9×
P / S10.8×
P / FCF25.6×
Net margin32.9%
FCF margin42.2%
Net debt$5.0B
Net debt / EBITDA3.9×
Enterprise value USD$32.5B
EV / EBITDA25.3×
Earnings yield EBIT/EV3.9%
Return on capital109.6%

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports.

Profitability & efficiency

Net margin (%)
14.30% 12.30% 16.60% 18.30% 29.80% 27.10% 28.40% 29.90% 32.70% 32.90% 2017201820192020202120222023202420252026
Gross margin (%)
2017201820192020202120222023202420252026
Operating margin (%)
19.50% 17.00% 21.90% 22.90% 38.40% 39.40% 42.50% 42.70% 46.50% 49.90% 2017201820192020202120222023202420252026
Return on equity (%)
28.60% 44.00% 66.30% 71.40% 2017201820192020202120222023202420252026
Shares outstanding
32.2M 31.2M 30.3M 29.9M 29.3M 26.3M 25.4M 25.1M 24.6M 23.0M 2017201820192020202120222023202420252026
Net debt ($)
$357.2M $438.9M $500.4M $582.0M $813.7M $1.69B $1.67B $2.06B $2.92B $5.04B 2017201820192020202120222023202420252026
Share buybacks ($)
2017201820192020202120222023202420252026
Return on assets (%)
10.60% 9.50% 13.40% 14.70% 25.00% 25.90% 27.30% 29.90% 34.90% 40.20% 2017201820192020202120222023202420252026
Free cash flow margin (%)
22.00% 18.60% 20.40% 26.50% 31.60% 36.60% 30.70% 36.30% 38.70% 42.20% 2017201820192020202120222023202420252026
Debt / equity (×)
0.99× 1.84× 2.09× 2.23× 2017201820192020202120222023202420252026
EPS ($)
$4.14 $4.06 $6.34 $7.90 $13.40 $14.18 $16.93 $20.45 $26.54 $36.32 2017201820192020202120222023202420252026

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

FAIR ISAAC CORP trades at about 19.8× earnings — below its 10-year norm (10-year range 19.6×–97.5×, median 48×).

19.6× 97.5×

Shaded band = 10-year range (19.6×–97.5×); dot = today's 19.8×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Operating margin49.9%46.5%42.7%42.5%39.4%38.4%22.9%21.9%17.0%19.5%
Net margin32.9%32.7%29.9%28.4%27.1%29.8%18.3%16.6%12.3%14.3%
FCF margin42.2%38.7%36.3%30.7%36.6%31.6%26.5%20.4%18.6%22.0%
Return on assets40.2%34.9%29.9%27.3%25.9%25.0%14.7%13.4%9.5%10.6%
Return on equity-21.6%-37.3%-53.3%-62.4%-46.6%-353.4%71.4%66.3%44.0%28.6%
Debt / equity-1.36×-1.75×-2.29×-2.63×-2.27×-9.10×2.23×2.09×1.84×0.99×
Current ratio0.990.831.621.511.460.991.290.930.840.95

Computed from company filings · US · as of 2026-09-30. Facts plus Stocktoria's own computed scores — not investment advice.