Stocktoria
FinVolution Group FINV
FinVolution Group (FINV) earns a Piotroski F-score of 2/9 (weak financial health). It pays a dividend (safety: safe). FY2025 revenue was $1.9B at a 18.7% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 2/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| FINV | FinVolution Group | 2/9 | — | — | +8.4% |
| TREE | LendingTree, Inc. | 5/9 | -1.03 | 3.8 | +24.1% |
| BETR | Better Home & Finance Holding Co | 1/9 | — | — | +52% |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
| NMR | NOMURA HOLDINGS INC | 2/9 | — | — | +0.5% |
| IX | ORIX CORP | 7/9 | — | — | +15.9% |
All Finance, Insurance & Real Estate companies →
About FinVolution Group
FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, Philippines, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services. The company was formerly known as PPDAI Group Inc. and changed its name to FinVolution Group in November 2019. FinVolution Group was founded in 2007 and is headquartered in Shanghai, the People's Republic of China.
FAQ
Is FINV financially healthy?
FinVolution Group's Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak).
Does FINV pay a dividend, and is it safe?
Yes. FinVolution Group pays a dividend with a 20.1% payout ratio, rated “safe” for safety.
How profitable is FINV?
In FY2025, FinVolution Group had a net margin of 18.7% and a return on equity of 15.1%.
Is FINV overvalued or undervalued?
FinVolution Group trades at about 16.8× trailing earnings — below its 10-year norm (10-year range 9.2×–30.6×, median 19.0×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for FINV?
The average Wall-Street price target for FinVolution Group is $7.27, about 60.1% above the recent price, from 6 analysts (consensus: strong buy).
Is FINV a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on FinVolution Group: a Piotroski F-score of 2/9. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.