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FinVolution Group FINV

NYSE · stock · Loan Brokers · website · IPO 2017-11-10 · LEI

FinVolution Group statistics & valuation

Profitability & efficiency

Net margin (%)
41.50% 4.30% 57.60% 4.20% 3.00% 2.60% 18.20% 18.70% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
29.40% 41.20% 29.60% 23.40% 23.40% 18.20% 16.90% 15.30% 15.10% 2016201720182019202020212022202320242025
Shares outstanding
665.0M 779.8M 1.60B 1.55B 1.49B 1.48B 1.45B 1.40B 1.32B 1.33B 2016201720182019202020212022202320242025
Net debt ($)
-$600.0M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
23.40% 12.60% 18.80% 13.00% 13.30% 13.80% 10.60% 11.00% 10.10% 10.00% 2016201720182019202020212022202320242025
Free cash flow margin (%)
87.60% 87.20% 42.00% 1.00% 0.30% 1.00% 21.90% 13.10% 2016201720182019202020212022202320242025
Debt / equity (×)
0.01× 2016201720182019202020212022202320242025
EPS ($)
-$0.09 -$2.55 $0.22 $0.22 $0.20 $0.27 $0.23 $0.24 $0.25 $0.27 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

FinVolution Group trades at about 16.8× earnings — below its 10-year norm (10-year range 9.2×–30.6×, median 19×).

9.2× 30.6×

Shaded band = 10-year range (9.2×–30.6×); dot = today's 16.8×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin18.7%18.2%2.6%3.0%4.2%57.6%4.3%41.5%
FCF margin13.1%21.9%1.0%0.3%1.0%42.0%87.2%87.6%
Return on assets10.0%10.1%11.0%10.6%13.8%13.3%13.0%18.8%12.6%23.4%
Return on equity15.1%15.3%16.9%18.2%23.4%23.4%29.6%41.2%29.4%-114.4%
Debt / equity0.01×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.