Stocktoria
Finwise Bancorp FINW
Nasdaq · XNAS · stock · State Commercial Banks · website · IPO 2021-08-12
Chart by TradingView
1/9
Piotroski F — financial health
—
Altman Z″ — distress risk
—
Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Net income | $16.1M | $12.7M | $17.5M | $25.1M | $31.6M |
| Operating cash flow | -$28.4M | -$15.0M | $12.3M | $61.2M | -$9.2M |
| Free cash flow | -$28.6M | -$16.1M | $4.8M | $53.9M | -$11.6M |
| Total assets | $977.1M | $746.0M | $586.2M | $400.8M | $380.2M |
| Total liabilities | $783.9M | $572.3M | $431.2M | $260.3M | $264.8M |
| Shareholders' equity | $193.2M | $173.7M | $155.1M | $140.5M | $115.4M |
| Ratios | |||||
| Return on assets | 1.6% | 1.7% | 3.0% | 6.3% | 8.3% |
| Return on equity | 8.3% | 7.3% | 11.3% | 17.9% | 27.4% |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 28,026 | $444,492 |
Why these scores methodology →
Piotroski F-score: 1/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001856365 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.