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FISERV INC FISV

Nasdaq · stock · Services-Business Services, NEC · website · IPO 1986-09-25 · LEI

FISERV INC statistics & valuation

Market cap$26.4B
P / E7.6×
P / S1.2×
P / B1.0×
P / FCF6.1×
Net margin16.4%
Return on equity13.5%
FCF margin20.3%
Return on capital10.3%
Graham number +58.8%$81.89

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($81.89); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
16.90% 21.90% 20.40% 8.80% 6.50% 8.20% 14.30% 16.10% 15.30% 16.40% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
26.20% 26.90% 30.10% 15.80% 12.50% 14.10% 21.10% 26.30% 28.70% 27.50% 2016201720182019202020212022202320242025
Return on equity (%)
36.60% 45.60% 51.80% 2.60% 2.90% 4.20% 8.00% 10.10% 11.30% 13.50% 2016201720182019202020212022202320242025
Shares outstanding
447.8M 431.3M 413.7M 522.6M 683.4M 671.6M 647.9M 615.9M 582.1M 549.0M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
9.50% 12.10% 10.50% 1.20% 1.30% 1.70% 3.00% 3.40% 4.10% 4.30% 2016201720182019202020212022202320242025
Free cash flow margin (%)
20.70% 21.00% 20.50% 20.40% 21.90% 17.70% 17.70% 19.80% 24.70% 20.30% 2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$2.08 $2.89 $2.87 $1.71 $1.40 $1.99 $3.91 $4.98 $5.38 $6.34 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

FISERV INC trades at about 8.1× earnings — below its 10-year norm (10-year range 10.1×–73.4×, median 28.9×).

8.1× 73.4×

Shaded band = 10-year range (10.1×–73.4×); dot = today's 8.1×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin27.5%28.7%26.3%21.1%14.1%12.5%15.8%30.1%26.9%26.2%
Net margin16.4%15.3%16.1%14.3%8.2%6.5%8.8%20.4%21.9%16.9%
FCF margin20.3%24.7%19.8%17.7%17.7%21.9%20.4%20.5%21.0%20.7%
Return on assets4.3%4.1%3.4%3.0%1.7%1.3%1.2%10.5%12.1%9.5%
Return on equity13.5%11.3%10.1%8.0%4.2%2.9%2.6%51.8%45.6%36.6%
Current ratio1.031.061.041.041.031.041.081.111.020.95

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.