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FIRST KEYSTONE CORP FKYS
FIRST KEYSTONE CORP (FKYS) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 4.46% (safety: no dividend).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Finance, Insurance & Real Estate · percentile among 1152 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| FKYS | FIRST KEYSTONE CORP | 4/9 | — | 18.8 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About FIRST KEYSTONE CORP
First Keystone Corporation operates as the bank holding company for First Keystone Community Bank that provides various banking and related financial services to individual, business, government, and public and institutional customers in Northeastern Pennsylvania market area. The company accepts non-interest bearing and interest-bearing demand accounts; checking, savings, and money market accounts; time deposits and certificates of deposits; and individual retirement accounts. It also offers commercial and industrial loans, which include short-term loans and lines of credit to finance machinery and equipment, inventory, and accounts receivable; commercial real estate loans secured primarily by commercial retail space, commercial office buildings, residential housing, and hotels; residential real estate loans, such as one-to-four family residential mortgage loans, home equity term loans, and home equity lines of credit; and consumer loans, including vehicle loans, stock secured loans, and loans secured by financial institution deposits, as well as agricultural loans, and state and political subdivisions loans. In addition, the company provides trust and agency services that include trust investment accounts, investment advisory services, mutual funds, estate planning, and management of pension and profit-sharing plans to individuals, corporations, and others. Further, it offers debit and credit cards, and safe deposit boxes, as well as operates full-service offices and automated teller machines located in Columbia, Luzerne, Montour, Monroe, and Northampton counties. First Keystone Corporation was founded in 1864 and is headquartered in Berwick, Pennsylvania.
FAQ
Is FKYS financially healthy?
FIRST KEYSTONE CORP's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does FKYS pay a dividend, and is it safe?
Yes. FIRST KEYSTONE CORP pays a dividend yielding about 4.46% with a None payout ratio, rated “no dividend” for safety.
How profitable is FKYS?
In FY2025, FIRST KEYSTONE CORP had a return on equity of 5.4%.
Is FKYS overvalued or undervalued?
FIRST KEYSTONE CORP trades at about 18.9× trailing earnings — above its 10-year norm (10-year range 8.9×–19.2×, median 15.2×). Stocktoria reports the data, not buy/sell advice.
Is FKYS a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on FIRST KEYSTONE CORP: a Piotroski F-score of 4/9, a P/E of about 18.8×, a dividend yield of 4.46%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.