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FIRST KEYSTONE CORP FKYS

OTC · stock · State Commercial Banks · website · IPO 1993-10-27

FIRST KEYSTONE CORP statistics & valuation

Market cap$115.8M
P / E18.8×
P / B1.0×
P / FCF10.7×
Graham number +7.2%$20.04

Market cap as of 2026-06-30. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($20.04); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
8.60% 7.40% 7.90% 7.90% 8.20% 9.90% 11.60% 4.60% -12.40% 5.40% 2016201720182019202020212022202320242025
Shares outstanding
5.7M 5.7M 5.8M 5.8M 5.9M 5.9M 6.1M 6.1M 6.2M 6.3M 2016201720182019202020212022202320242025
Net debt ($)
$66.0M $56.3M $34.0M $44.3M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.00% 0.90% 0.90% 1.00% 1.00% 1.10% 1.10% 0.40% -0.90% 0.40% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.68× 0.56× 0.39× 0.43× 2016201720182019202020212022202320242025
EPS ($)
$1.68 $1.52 $1.60 $1.77 $2.03 $2.49 $2.35 $0.91 -$2.14 $0.99 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

FIRST KEYSTONE CORP trades at about 18.9× earnings — above its 10-year norm (10-year range 8.9×–19.2×, median 15.2×).

8.9× 19.2×

Shaded band = 10-year range (8.9×–19.2×); dot = today's 18.9×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets0.4%-0.9%0.4%1.1%1.1%1.0%1.0%0.9%0.9%1.0%
Return on equity5.4%-12.4%4.6%11.6%9.9%8.2%7.9%7.9%7.4%8.6%
Debt / equity——————0.43×0.39×0.56×0.68×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.