Stocktoria
Fold Holdings, Inc. FLD
Fold Holdings, Inc. (FLD) earns a Piotroski F-score of 3/9 (weak financial health). It does not currently pay a dividend. FY2025 revenue was $31.8M at a -218.9% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| FLD | Fold Holdings, Inc. | 3/9 | — | — | +33.9% |
| AMBR | Amber International Holding Ltd | 3/9 | — | — | -9% |
| MGLD | Marygold Companies, Inc. | 1/9 | 5.16 | — | -8.2% |
| SLNH | Soluna Holdings, Inc | 4/9 | -4.55 | — | -21.8% |
| DGXX | Digi Power X Inc. | 4/9 | — | — | -7.6% |
| SBET | Sharplink, Inc. | 1/9 | — | — | — |
| BGDE | Big Digital Energy, Inc. | 4/9 | — | — | -32.9% |
All Finance, Insurance & Real Estate companies →
About Fold Holdings, Inc.
Fold Holdings, Inc., a bitcoin financial services company, provides access to bitcoin through a suite of consumer financial products in the United States. Its financial services platform allows consumers to accumulate, save, and use bitcoin to accomplish financial goals. The company offers consumers an FDIC insured checking account, a Visa prepaid debit card, bill payments services, and an extensive catalog of merchant reward offers, as well as partners with third-party service providers that offer bitcoin exchange and custody services. It also invests in and accumulates bitcoin for treasury. The company offers its products and services through the Fold mobile application. Fold Holdings, Inc. was founded in 2019 and is headquartered in Phoenix, Arizona.
FAQ
Is FLD financially healthy?
Fold Holdings, Inc.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does FLD pay a dividend?
No, Fold Holdings, Inc. does not currently pay a dividend.
How profitable is FLD?
In FY2025, Fold Holdings, Inc. had a net margin of -218.9% and a return on equity of -110.5%.
What is the analyst price target for FLD?
The average Wall-Street price target for Fold Holdings, Inc. is $3.41, about 635.5% above the recent price, from 4 analysts.
Is FLD a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Fold Holdings, Inc.: a Piotroski F-score of 3/9. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.