FLAGSTAR BANK, NATIONAL ASSOCIATION FLG-PA
NYSE · stock · Savings Institutions, Not Federally Chartered
2/9
Piotroski F — financial health
—
Altman Z″ — distress risk
-8.5%
Dividend payout · safe
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | — | -$177.0M | — | — | $8.1B |
| 2024 | — | -$1.1B | — | — | $8.2B |
| 2023 | — | -$79.0M | — | — | $8.4B |
| 2022 | $27.0M | $650.0M | — | — | $8.8B |
| 2021 | $23.0M | $596.0M | — | — | $7.0B |
| 2020 | $22.0M | $511.0M | — | — | $6.8B |
Recent insider activity (Form 4)
| Insider | Role | Date | Action | Shares | Price |
|---|---|---|---|---|---|
| Otting Joseph M | Exec Chairman and CEO | 2026-05-18 | Grant | 749,625 | — |
| Miller Eli H | director | 2026-04-01 | Grant | 7,326 | — |
| Davis Reginald E | SEVP & Pres Consumer Banking | 2026-03-24 | Tax withheld | 923 | — |
| Smith Lee Matthew | SEVP & Chief Financial Officer | 2026-03-24 | Tax withheld | 2,131 | — |
| Marx Bryan | EVP & Princ Accounting Officer | 2026-03-15 | Grant | 24,590 | — |
| Marx Bryan | EVP & Princ Accounting Officer | 2026-03-15 | Tax withheld | 3,676 | — |
| Buchanan George | EVP and Chief Risk Officer | 2026-03-15 | Grant | 61,475 | — |
| Buchanan George | EVP and Chief Risk Officer | 2026-03-15 | Tax withheld | 4,368 | — |
Why these scores methodology →
Piotroski F-score: 2/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0000910073 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.