Stocktoria
FLAGSTAR BANK, NATIONAL ASSOCIATION FLG
FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG) earns a Piotroski F-score of 2/9 (weak financial health). It pays a dividend yielding 0.24% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-01 | JP Morgan | Neutral (main) |
| 2026-06-29 | Morgan Stanley | Equal-Weight (main) |
| 2026-06-26 | Piper Sandler | Overweight (main) |
| 2026-06-25 | Citigroup | Buy (main) |
| 2026-04-28 | Citigroup | Buy (main) |
| 2026-04-27 | Piper Sandler | Overweight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 2/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| FLG | FLAGSTAR BANK, NATIONAL ASSOCIATION | 2/9 | — | — | +17.4% |
| BBT | Beacon Financial Corp | 5/9 | — | 29.2 | -92.5% |
| PBFS | Pioneer Bancorp, Inc./MD | 4/9 | — | 20.8 | +5.8% |
| RBKB | Rhinebeck Bancorp, Inc. | 4/9 | — | 19.3 | — |
| ECBK | ECB Bancorp, Inc. /MD/ | 5/9 | — | 22.1 | — |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
All Finance, Insurance & Real Estate companies →
About FLAGSTAR BANK, NATIONAL ASSOCIATION
Flagstar Bank, National Association provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit. It offers loan products comprising multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and home equity lines of credit, as well as other consumer loans, including overdraft loans. The company offers non-deposit investment and insurance products; and online and mobile banking services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as Flagstar Financial, Inc. Flagstar Bank, National Association was founded in 1859 and is headquartered in Hicksville, New York.
FAQ
Is FLG financially healthy?
FLAGSTAR BANK, NATIONAL ASSOCIATION's Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak).
Does FLG pay a dividend, and is it safe?
Yes. FLAGSTAR BANK, NATIONAL ASSOCIATION pays a dividend yielding about 0.24% with a -8.5% payout ratio, rated “safe” for safety.
How profitable is FLG?
In FY2025, FLAGSTAR BANK, NATIONAL ASSOCIATION had a return on equity of -2.2%.
Is FLG overvalued or undervalued?
FLAGSTAR BANK, NATIONAL ASSOCIATION trades at about 6.7× trailing earnings — below its 10-year norm (10-year range 14.1×–83.9×, median 76.6×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for FLG?
The average Wall-Street price target for FLAGSTAR BANK, NATIONAL ASSOCIATION is $16.06, about 13.0% above the recent price, from 16 analysts (consensus: buy).
Is FLG a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on FLAGSTAR BANK, NATIONAL ASSOCIATION: a Piotroski F-score of 2/9, a dividend yield of 0.24%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.