FARMERS & MERCHANTS BANCORP INC FMAO
Nasdaq · XNAS · stock · Savings Institution, Federally Chartered
Chart by TradingView
4/9
Piotroski F — financial health
—
Altman Z″ — distress risk
36.3%
Dividend payout · safe
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | — | $33.3M | — | $35.0M | $370.9M |
| 2024 | — | $25.9M | — | $30.6M | $335.2M |
| 2023 | — | $22.8M | — | $11.2M | $316.5M |
| 2022 | — | $32.5M | — | $38.1M | $298.1M |
| 2021 | — | $23.5M | — | $32.8M | $297.2M |
| 2020 | — | $20.1M | — | $24.2M | $249.2M |
Recent insider activity (Form 4)
| Insider | Role | Date | Action | Shares | Price |
|---|---|---|---|---|---|
| Briggs Andrew J | director | 2026-06-26 | Sell | 3,000 | $29.98 |
| Briggs Andrew J | director | 2026-06-25 | Sell | 3,000 | $29.62 |
| Briggs Andrew J | director | 2026-06-24 | Sell | 3,000 | $29.17 |
| Briggs Andrew J | director | 2026-06-23 | Sell | 3,000 | $28.66 |
| Briggs Andrew J | director | 2026-06-22 | Sell | 6,000 | $28.72 |
| Briggs Andrew J | director | 2026-06-18 | Sell | 3,000 | $28.75 |
| Briggs Andrew J | director | 2026-06-17 | Sell | 3,000 | $28.63 |
| Briggs Andrew J | director | 2026-06-16 | Sell | 3,000 | $28.39 |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0000792966 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.