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FARMERS & MERCHANTS BANCORP INC FMAO
Nasdaq · stock · Savings Institution, Federally Chartered · website · IPO 2004-11-23
FARMERS & MERCHANTS BANCORP INC financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| SG&A expense | $5.9M | $5.4M | $6.4M | $5.9M | $8.2M | $6.1M | $6.3M | $4.2M | $4.0M | $3.8M |
| Interest expense | — | — | $58.4M | $14.4M | $7.3M | $10.4M | $14.8M | $6.6M | $5.1M | $4.2M |
| Income tax | $9.2M | $6.6M | $5.6M | $8.0M | $6.0M | $5.1M | $4.4M | $3.3M | $5.2M | $4.7M |
| Net income | $33.3M | $25.9M | $22.8M | $32.5M | $23.5M | $20.1M | $18.4M | $14.9M | $12.7M | $11.7M |
| EPS (diluted) | $2.43 | $1.90 | $1.67 | $2.46 | $2.01 | $1.80 | — | — | — | — |
| Operating cash flow | $36.7M | $32.5M | $22.1M | $40.7M | $34.7M | $27.4M | $23.9M | $10.7M | $19.3M | $12.4M |
| Free cash flow | $35.0M | $30.6M | $11.2M | $38.1M | $32.8M | $24.2M | $20.4M | $8.1M | $17.4M | $10.0M |
| Total assets | $3.4B | $3.4B | $3.3B | $3.0B | $2.6B | $1.9B | $1.6B | $1.1B | $1.1B | $1.1B |
| Total liabilities | $3.1B | $3.0B | $3.0B | $2.7B | $2.3B | $1.7B | $1.4B | $972.9M | $972.9M | $930.3M |
| Shareholders' equity | $370.9M | $335.2M | $316.5M | $298.1M | $297.2M | $249.2M | $230.3M | $143.3M | $134.1M | $125.6M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income growth | +28.4% | +13.8% | -29.9% | +38.4% | +16.9% | +9.2% | +23.1% | +17.5% | +9.1% | +12.8% |
| EPS growth | +27.9% | +13.8% | -32.1% | +22.4% | +11.7% | — | — | — | — | — |
| Free cash flow growth | +14.3% | +172.8% | -70.5% | +16.1% | +35.7% | +18.3% | +151.8% | -53.3% | +73.3% | -23.4% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.