Stocktoria
FIRST MID BANCSHARES, INC. FMBH
FIRST MID BANCSHARES, INC. (FMBH) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 1.83% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| FMBH | FIRST MID BANCSHARES, INC. | 4/9 | — | 14 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About FIRST MID BANCSHARES, INC.
First Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial, retail, and agricultural customers in the United States. It accepts various deposit products, such as demand deposits, savings accounts, money market deposits, and time deposits. The company's loan products include commercial real estate, commercial and industrial, agricultural and agricultural real estate, residential real estate owner and non-owner occupied, and consumer loans, as well as construction and land development, 1-4 family residential properties, and multifamily residential properties loans; and other loans comprising loans to municipalities to support community projects, such as infrastructure improvements or equipment purchases. In addition, it offers wealth management services, which include estate planning and investment services to individuals; employee benefit services for businesses; and farm management and brokerage services. Further, the company provides property and casualty, senior insurance products, and group medical insurance for businesses; and personal lines insurance to individuals. The company was formerly known as First Mid-Illinois Bancshares, Inc. and changed its name to First Mid Bancshares, Inc. in April 2019. First Mid Bancshares, Inc. was founded in 1865 and is headquartered in Mattoon, Illinois.
FAQ
Is FMBH financially healthy?
FIRST MID BANCSHARES, INC.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does FMBH pay a dividend, and is it safe?
Yes. FIRST MID BANCSHARES, INC. pays a dividend yielding about 1.83% with a 25.5% payout ratio, rated “safe” for safety.
How profitable is FMBH?
In FY2025, FIRST MID BANCSHARES, INC. had a return on equity of 9.6%.
Is FMBH overvalued or undervalued?
FIRST MID BANCSHARES, INC. trades at about 13.5× trailing earnings — near its 10-year norm (10-year range 8.9×–18.1×, median 12.5×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for FMBH?
The average Wall-Street price target for FIRST MID BANCSHARES, INC. is $49.29, about 5.0% below the recent price, from 7 analysts (consensus: buy).
Is FMBH a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on FIRST MID BANCSHARES, INC.: a Piotroski F-score of 4/9, a P/E of about 14.0×, a dividend yield of 1.83%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.