F&M BANK CORP FMBM

OTC · OOTC · stock · State Commercial Banks · website · IPO 1997-02-28

F&M BANK CORP statistics & valuation

Market cap$131.2M

P / E11.7×

P / B1.3×

P / FCF8.3×

Dividend yield2.81%

Return on equity10.7%

Market cap as of 2026-06-30. Multiples are price-derived and refreshed daily; everything else is from filings.

P / E vs its own history

F&M BANK CORP trades at about 11.7× earnings — near its 10-year norm (10-year range 9.4×–23.2×, median 10.7×).

9.4× 23.2×

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

Ratio	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016
Return on assets	0.8%	0.6%	0.2%	0.7%	0.9%	0.9%	0.6%	1.1%	1.2%	1.3%
Return on equity	10.7%	8.5%	3.5%	11.7%	10.7%	9.3%	5.1%	9.7%	9.9%	11.0%
Debt / equity	0.09×	0.08×	0.09×	0.10×	0.22×	0.35×	0.58×	0.44×	0.55×	0.74×

Source: SEC EDGAR filings · CIK 0000740806 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.