Stocktoria
FARMERS NATIONAL BANC CORP /OH/ FMNB
FARMERS NATIONAL BANC CORP /OH/ (FMNB) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 2.91% (safety: moderate). FY2025 revenue was $279.9M at a 19.5% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| FMNB | FARMERS NATIONAL BANC CORP /OH/ | 6/9 | — | 16 | +3.9% |
| WTFC | WINTRUST FINANCIAL CORP | 4/9 | — | 12.9 | +5.9% |
| UVSP | UNIVEST FINANCIAL Corp | 6/9 | — | 12.8 | +9.6% |
| WASH | WASHINGTON TRUST BANCORP INC | 5/9 | — | 12.8 | +127.6% |
| COFS | CHOICEONE FINANCIAL SERVICES INC | 4/9 | — | 17.5 | +63.6% |
| ACNB | ACNB CORP | 5/9 | — | 16.7 | +45.1% |
| COLB | COLUMBIA BANKING SYSTEM, INC. | 3/9 | — | 16.9 | +18.8% |
All Finance, Insurance & Real Estate companies →
About FARMERS NATIONAL BANC CORP /OH/
Farmers National Banc Corp. operates as a bank holding company for The Farmers National Bank of Canfield that engages in the banking, trust, retirement consulting, insurance, and financial management businesses. It offers commercial and retail banking services, including checking, savings, and time deposit accounts; commercial, mortgage and installment, and home equity loans; home equity lines of credit; and night depository, safe deposit box, money order, bank check, automated teller machine, Internet banking, travel card, E bond transaction, brokerage, and other services. The company also provides personal and corporate trust services in the areas of estate settlement, trust administration, employee benefit plans, and retirement services; and various insurance products through licensed representatives, as well as invests in municipal securities. Farmers National Banc Corp. was founded in 1887 and is headquartered in Canfield, Ohio.
FAQ
Is FMNB financially healthy?
FARMERS NATIONAL BANC CORP /OH/'s Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does FMNB pay a dividend, and is it safe?
Yes. FARMERS NATIONAL BANC CORP /OH/ pays a dividend yielding about 2.91% with a 46.7% payout ratio, rated “moderate” for safety.
How profitable is FMNB?
In FY2025, FARMERS NATIONAL BANC CORP /OH/ had a net margin of 19.5% and a return on equity of 11.2%.
Is FMNB overvalued or undervalued?
FARMERS NATIONAL BANC CORP /OH/ trades at about 11.1× trailing earnings — near its 10-year norm (10-year range 8.0×–17.8×, median 11.2×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for FMNB?
The average Wall-Street price target for FARMERS NATIONAL BANC CORP /OH/ is $16.00, about 0.9% below the recent price, from 3 analysts.
Is FMNB a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on FARMERS NATIONAL BANC CORP /OH/: a Piotroski F-score of 6/9, a P/E of about 16.0×, a dividend yield of 2.91%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.