FIRST NORTHERN COMMUNITY BANCORP FNRN
Nasdaq · XNAS · stock · Savings Institution, Federally Chartered
Chart by TradingView
3/9
Piotroski F — financial health
—
Altman Z″ — distress risk
35.5%
Dividend payout · safe
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | — | $21.1M | — | $5.2M | $212.0M |
| 2024 | — | $20.0M | — | $19.2M | $176.3M |
| 2023 | — | $21.6M | — | $26.1M | $159.2M |
| 2022 | — | $15.9M | — | $21.4M | $125.0M |
| 2021 | — | $14.2M | — | $24.5M | $150.9M |
| 2020 | — | $12.2M | — | $11.7M | $150.7M |
Recent insider activity (Form 4)
| Insider | Role | Date | Action | Shares | Price |
|---|---|---|---|---|---|
| Smith Jeremiah Zachary | President/CEO/Director | 2026-05-15 | Sell | 6,783 | $17.69 |
| Smith Jeremiah Zachary | President/CEO/Director | 2026-05-13 | Gift | 76 | $17.74 |
| Schulze Mark C | director | 2026-05-12 | Sell | 2,000 | $17.79 |
| Schulze Mark C | director | 2026-05-08 | Sell | 3,000 | $17.78 |
| Spink Kevin | EVP/Chief Financial Officer | 2026-05-04 | Sell | 8,271 | $17.04 |
| Smith Jeremiah Zachary | President/CEO/Director | 2026-02-25 | Grant | 13,319 | $13.64 |
| Swizer Duane | EVP/Chief Information Officer | 2026-02-18 | Grant | 6,000 | $14.70 |
| Cochran Charles | EVP/Chief Cmrcl Banking Oficer | 2026-02-18 | Grant | 2,500 | $14.70 |
Why these scores methodology →
Piotroski F-score: 3/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0001114927 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.