Stocktoria
FIRST NORTHERN COMMUNITY BANCORP FNRN
FIRST NORTHERN COMMUNITY BANCORP financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense | — | — | $7.6M | $1.2M | $912,000 | $1.5M | $1.9M | $1.3M | $1.1M | $1.2M |
| Income tax | $6.3M | $7.8M | $8.1M | $5.8M | $5.2M | $4.5M | $5.7M | $4.7M | $8.3M | $4.9M |
| Net income | $21.1M | $20.0M | $21.6M | $15.9M | $14.2M | $12.2M | $14.7M | $12.6M | $8.7M | $8.1M |
| EPS (diluted) | $1.27 | $1.19 | $1.34 | $1.04 | $0.95 | $0.85 | $1.08 | $0.93 | $0.68 | $0.66 |
| Operating cash flow | $6.9M | $19.5M | $27.3M | $21.8M | $25.3M | $12.6M | $16.6M | $15.7M | $16.1M | $9.7M |
| Free cash flow | $5.2M | $19.2M | $26.1M | $21.4M | $24.5M | $11.7M | $15.5M | $14.7M | $14.9M | $8.8M |
| Cash & equivalents | $145.6M | $119.4M | $149.2M | $187.4M | $345.9M | $267.2M | $111.5M | $116.0M | $152.9M | $159.6M |
| Total assets | $1.9B | $1.9B | $1.9B | $1.9B | $1.9B | $1.7B | $1.3B | $1.2B | $1.2B | $1.2B |
| Total liabilities | $1.7B | $1.7B | $1.7B | $1.7B | $1.7B | $1.5B | $1.2B | $1.1B | $1.1B | $1.1B |
| Shareholders' equity | $212.0M | $176.3M | $159.2M | $125.0M | $150.9M | $150.7M | $132.9M | $112.5M | $100.0M | $92.3M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income growth | +5.5% | -7.1% | +35.7% | +12.0% | +16.7% | -17.4% | +17.3% | +43.5% | +8.7% | +16.3% |
| EPS growth | +6.7% | -11.2% | +28.8% | +9.5% | +11.8% | -21.3% | +16.1% | +36.8% | +3.0% | +11.9% |
| Free cash flow growth | -72.9% | -26.4% | +21.7% | -12.4% | +108.7% | -24.4% | +5.4% | -1.0% | +69.4% | -33.1% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.