Stocktoria
Finward Bancorp FNWD
Nasdaq · stock · Savings Institution, Federally Chartered · website · IPO 1998-03-18
Finward Bancorp financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense | — | — | $31.2M | $4.9M | $2.1M | $5.7M | $9.1M | $5.1M | $2.6M | $2.3M |
| Income tax | $23,000 | $1.3M | -$335,000 | $1.5M | $1.4M | $2.8M | $1.8M | $1.4M | $2.9M | $2.5M |
| Net income | $8.1M | $12.1M | $8.4M | $15.1M | $15.0M | $15.9M | $12.1M | $9.3M | $9.0M | $9.1M |
| EPS (diluted) | $1.88 | $2.84 | $1.96 | $3.60 | $4.30 | $4.60 | $3.53 | $3.17 | $3.13 | $3.20 |
| Operating cash flow | $9.9M | $9.8M | $24.2M | $17.7M | $17.0M | $19.7M | $11.0M | $10.5M | $12.3M | $10.4M |
| Free cash flow | $9.0M | $6.7M | $23.1M | $14.7M | $13.9M | $16.0M | $7.9M | $9.5M | $10.6M | $8.7M |
| Cash & equivalents | — | — | — | — | — | — | $47.3M | $17.1M | $11.0M | $44.2M |
| Total assets | $2.0B | $2.1B | $2.1B | $2.1B | $1.6B | $1.5B | $1.3B | $1.1B | $927.3M | $913.6M |
| Total liabilities | $1.8B | $1.9B | $2.0B | $1.9B | $1.5B | $1.3B | $1.2B | $994.7M | $835.2M | $829.5M |
| Shareholders' equity | $174.7M | $151.4M | $147.3M | $130.3M | $156.6M | $151.7M | $133.5M | $101.5M | $92.1M | $84.1M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income growth | -33.3% | +44.7% | -44.4% | +0.8% | -6.1% | +31.7% | +29.6% | +4.2% | -2.0% | +16.4% |
| EPS growth | -33.8% | +44.9% | -45.6% | -16.3% | -6.5% | +30.3% | +11.4% | +1.3% | -2.2% | +16.4% |
| Free cash flow growth | +34.4% | -70.8% | +56.9% | +5.6% | -13.0% | +102.1% | -16.9% | -10.5% | +22.6% | +6.5% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.