Stocktoria
Finance of America Companies Inc. FOA
NYSE · XNYS · stock · Mortgage Bankers & Loan Correspondents · website · IPO 2019-04-18
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4/9
Piotroski F — financial health
—
Altman Z″ — distress risk
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Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2020 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $497.4M | $394.4M | $234.2M | $52.8M | $1.8B |
| Net income | $45.2M | $15.5M | -$80.1M | -$190.7M | $518.4M |
| Operating cash flow | -$429.7M | -$423.8M | -$71.6M | $1.4B | -$686.1M |
| Free cash flow | — | — | — | $1.4B | -$695.1M |
| Total assets | $30.7B | $29.2B | $27.1B | $20.9B | $19.6B |
| Total liabilities | $30.3B | $28.8B | $26.8B | $20.5B | $18.8B |
| Shareholders' equity | $395.6M | $315.7M | $272.4M | $404.8M | $628.0M |
| Ratios | |||||
| Net margin | 9.1% | 3.9% | -34.2% | -361.4% | 28.8% |
| FCF margin | — | — | — | 2646.9% | -38.6% |
| Return on assets | 0.1% | 0.1% | -0.3% | -0.9% | 2.6% |
| Return on equity | 11.4% | 4.9% | -29.4% | -47.1% | 82.5% |
| Debt / equity | 0.90× | 1.19× | 1.51× | 0.99× | — |
| Current ratio | — | — | — | — | 0.51 |
| Revenue growth | 26.1% | 68.4% | 344.0% | -97.1% | 101.9% |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001828937 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.