Stocktoria

Finance of America Companies Inc. FOA

NYSE · stock · Mortgage Bankers & Loan Correspondents · website · IPO 2019-04-18

Finance of America Companies Inc. (FOA) earns a Piotroski F-score of 4/9 (mixed financial health). It does not currently pay a dividend. FY2025 revenue was $497.4M at a 9.1% net margin.

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53/100
Stocktoria Quality Score · grade C
4/9
Piotroski F — financial health
Altman Z″ — distress risk
Dividend yield · no dividend

Quality score trend · recomputed for each fiscal year

Piotroski F /9
3 2 5 4 4 20202022202320242025

Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.

$22.00 as of 2026-08-01 · -17.6% 1y
$16.60$27.5252-wk
Market cap USD$215M
P / E4.8×
Net margin 5y avg-70.8%
Return on equity 5y avg4.5%
Beta1.7
Employees782

Analyst price target

$25.00 +13.6% vs last
· 1 analysts
target range $25.00 – $25.00

Wall Street analyst consensus — a sentiment gauge, not our scoring.

Revenue trend · last 6y · down

How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies

Piotroski Fstronger than 46%
Net marginstronger than 48%
Return on equitystronger than 69%
Revenue growthstronger than 84%

Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 4/9 tests passed

Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →

TickerCompanyPiotroski FAltman Z″P / ERevenue growth
FOAFinance of America Companies Inc.4/94.8+26.1%
PFSIPennyMac Financial Services, Inc.2/98.9-25.2%
BLNEBeeline Holdings, Inc.3/9-4.03
ONITONITY GROUP INC.3/91.6+9.3%
MUFGMITSUBISHI UFJ FINANCIAL GROUP INC4/9+9.5%
MFGMIZUHO FINANCIAL GROUP INC4/9+7.6%
NMRNOMURA HOLDINGS INC2/9+0.5%

All Finance, Insurance & Real Estate companies →

About Finance of America Companies Inc.

Finance of America Companies Inc. a financial service holding company, through its subsidiaries, provides home equity-based financing solutions for a modern retirement in the United States. The company operates through two segments: Retirement Solutions and Portfolio Management. It offers home equity conversion and non-agency reverse mortgage loans; and product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services. The company was founded in 2013 and is headquartered in Plano, Texas.

FAQ

Is FOA financially healthy?

Finance of America Companies Inc.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).

Does FOA pay a dividend?

No, Finance of America Companies Inc. does not currently pay a dividend.

How profitable is FOA?

In FY2025, Finance of America Companies Inc. had a net margin of 9.1% and a return on equity of 11.4%.

What is FOA's P/E ratio?

Finance of America Companies Inc.'s trailing price-to-earnings (P/E) ratio is about 4.8×, based on its latest annual earnings.

What is the analyst price target for FOA?

The average Wall-Street price target for Finance of America Companies Inc. is $25.00, about 13.6% above the recent price, from 1 analysts.

Is FOA a good stock to buy?

Stocktoria doesn't give buy or sell advice, but here is the data on Finance of America Companies Inc.: a Piotroski F-score of 4/9, a P/E of about 4.8×. Weigh these quality and valuation signals against your own goals.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.