Stocktoria

Finance of America Companies Inc. FOA

NYSE · stock · Mortgage Bankers & Loan Correspondents · website · IPO 2019-04-18

Finance of America Companies Inc. statistics & valuation

Market cap$215.3M
P / E4.8×
P / S0.4×
P / B0.5×
Net margin9.1%
Return on equity11.4%
Net debt$268.0M
Enterprise value USD$483.3M
Graham number +59.8%$35.16

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($35.16); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
6.10% 28.80% -361.40% -34.20% 3.90% 9.10% 201920202022202320242025
Gross margin (%)
201920202022202320242025
Operating margin (%)
201920202022202320242025
Return on equity (%)
82.50% -47.10% -29.40% 4.90% 11.40% 201920202022202320242025
Shares outstanding
7.2M 188.2M 8.2M 23.4M 26.9M 201920202022202320242025
Net debt ($)
$338.3M $364.4M $327.1M $268.0M 201920202022202320242025
Share buybacks ($)
201920202022202320242025
Return on assets (%)
0.30% 2.60% -0.90% -0.30% 0.10% 0.10% 201920202022202320242025
Free cash flow margin (%)
10.90% -38.60% 2646.90% 201920202022202320242025
Debt / equity (×)
0.99× 1.51× 1.19× 0.90× 201920202022202320242025
EPS ($)
-$3.12 -$9.77 $1.18 $3.74 201920202022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2020FY2019
Net margin9.1%3.9%-34.2%-361.4%28.8%6.1%
FCF margin———2646.9%-38.6%10.9%
Return on assets0.1%0.1%-0.3%-0.9%2.6%0.3%
Return on equity11.4%4.9%-29.4%-47.1%82.5%-248.5%
Debt / equity0.90×1.19×1.51×0.99×——
Current ratio————0.51—

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.