Stocktoria

FIRST OTTAWA BANCSHARES, INC. FOTB

OTC · stock · State Commercial Banks · website · IPO 2002-01-15

FIRST OTTAWA BANCSHARES, INC. (FOTB) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 0.09% (safety: safe).

$230.00 high · $155.00 low · daily closes (~2y) · hover for date & price
56/100
Stocktoria Quality Score · grade C
5/9
Piotroski F — financial health
—
Altman Z″ — distress risk
1.5%
Dividend yield 5y avg · safe · Dividend payout 22.4%
$230.00 as of 2026-09-01 · +46.5% 1y
$155.00$230.0052-wk
Market cap USD$194M
P / E259×
Dividend yield 5y avg1.5%
Beta0.16
Employees165

How it ranks in Finance, Insurance & Real Estate · percentile among 1152 companies

Piotroski Fstronger than 70%
Return on equitystronger than 30%

Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 5/9 tests passed

Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →

TickerCompanyPiotroski FAltman Z″P / ERevenue growth
FOTBFIRST OTTAWA BANCSHARES, INC.5/9—259—
STTSTATE STREET CORP6/9—15.8+7.3%
FCNCAFIRST CITIZENS BANCSHARES INC /DE/5/9—10.8-2.2%
CFGCITIZENS FINANCIAL GROUP INC/RI7/9—16.3+5.6%
NTRSNORTHERN TRUST CORP4/9—18.5-2.5%
ALLYAlly Financial Inc.5/9—17-3.3%
MTBM&T BANK CORP7/9—12.2+7.5%

All Finance, Insurance & Real Estate companies →

About FIRST OTTAWA BANCSHARES, INC.

First Ottawa Bancshares, Inc. operates as the bank holding company for American Commercial Bank & Trust, National Association that provides a range of banking and financial services to individual and corporate customers in Yorkville, Streator, Schaumburg, Ottawa, Morris, Lisle, Chicago, and Joliet, Illinois. The company offers personal banking services, including checking and savings accounts; time deposits; certificates of deposit and individual retirement accounts; mortgage loans; consumer lending; trust and estate services; personal and fiduciary services; safe deposit boxes; credit cards; and bill payment and online and mobile banking services. It also provides business banking services, such as e-business checking accounts; commercial checking accounts; commercial checking NOW accounts; deposit sweep and cash management balance accounts; commercial savings accounts; commercial money market accounts; non-profit NOW accounts; commercial lines of credit, commercial loans, commercial construction and development loans, real estate loans, and letters of credit; and agriculture lending and farm management services. In addition, the company offers home equity loans and residential loans. First Ottawa Bancshares, Inc. was founded in 1865 and is based in Ottawa, Illinois.

FAQ

Is FOTB financially healthy?

FIRST OTTAWA BANCSHARES, INC.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).

Does FOTB pay a dividend, and is it safe?

Yes. FIRST OTTAWA BANCSHARES, INC. pays a dividend yielding about 0.09% with a 22.4% payout ratio, rated “safe” for safety.

How profitable is FOTB?

In FY2011, FIRST OTTAWA BANCSHARES, INC. had a return on equity of 3.1%.

What is FOTB's P/E ratio?

FIRST OTTAWA BANCSHARES, INC.'s trailing price-to-earnings (P/E) ratio is about 259.0×, based on its latest annual earnings.

Is FOTB a good stock to buy?

Stocktoria doesn't give buy or sell advice, but here is the data on FIRST OTTAWA BANCSHARES, INC.: a Piotroski F-score of 5/9, a P/E of about 259.0×, a dividend yield of 0.09%. Weigh these quality and valuation signals against your own goals.

Computed from company filings · US · as of 2011-12-31. Facts plus Stocktoria's own computed scores — not investment advice.