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FRANKLIN FINANCIAL SERVICES CORP /PA/ FRAF
Nasdaq · stock · State Commercial Banks · website · IPO 1993-10-27
FRANKLIN FINANCIAL SERVICES CORP /PA/ financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense | — | — | $23.1M | $4.9M | $2.9M | $4.0M | $7.1M | $4.2M | $2.5M | $2.2M |
| Income tax | $5.0M | $2.2M | $2.2M | $2.6M | $3.4M | $258,000 | $2.9M | -$165,000 | $3.6M | $1.3M |
| Net income | $21.2M | $11.1M | $13.6M | $14.9M | $19.6M | $12.8M | $16.1M | $6.1M | $2.2M | $8.1M |
| EPS (diluted) | $4.74 | $2.51 | $3.10 | $3.36 | $4.42 | $2.93 | $3.67 | $1.39 | $0.50 | $1.88 |
| Operating cash flow | $25.4M | $21.8M | $26.6M | $25.2M | $26.3M | $6.4M | $19.0M | $9.3M | $16.3M | $14.9M |
| Free cash flow | — | — | — | — | — | — | — | — | — | $14.3M |
| Cash & equivalents | $127.7M | $203.6M | $23.1M | $64.9M | $175.1M | $57.1M | $83.8M | $53.0M | $58.6M | $36.7M |
| Total assets | $2.2B | $2.2B | $1.8B | $1.7B | $1.8B | $1.5B | $1.3B | $1.2B | $1.2B | $1.1B |
| Total liabilities | $2.1B | $2.1B | $1.7B | $1.6B | $1.6B | $1.4B | $1.1B | $1.1B | $1.1B | $1.0B |
| Shareholders' equity | $175.2M | $144.7M | $132.1M | $114.2M | $157.1M | $145.2M | $127.5M | $118.4M | $115.1M | $116.5M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income growth | +91.2% | -18.4% | -9.0% | -23.8% | +53.2% | -20.6% | +163.1% | +181.5% | -73.1% | -20.7% |
| EPS growth | +88.8% | -19.0% | -7.7% | -24.0% | +50.9% | -20.2% | +164.0% | +178.0% | -73.4% | -21.7% |
| Free cash flow growth | — | — | — | — | — | — | — | — | — | +16.6% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.