Stocktoria
First Seacoast Bancorp, Inc. FSEA
Nasdaq · XNAS · stock · Savings Institution, Federally Chartered · website · IPO 2019-07-17
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3/9
Piotroski F — financial health
—
Altman Z″ — distress risk
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Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Net income | -$845,000 | -$513,000 | -$10.7M | -$565,000 | $2.6M |
| Operating cash flow | $449,000 | -$2.9M | -$1.9M | $973,000 | $2.4M |
| Free cash flow | $329,000 | -$3.3M | -$2.3M | $870,000 | $2.4M |
| Total assets | $599.3M | $580.8M | $571.0M | $537.4M | $487.1M |
| Total liabilities | $535.7M | $518.7M | $504.4M | $488.1M | $426.6M |
| Shareholders' equity | $63.5M | $62.0M | $66.6M | $49.3M | $60.5M |
| Ratios | |||||
| Return on assets | -0.1% | -0.1% | -1.9% | -0.1% | 0.5% |
| Return on equity | -1.3% | -0.8% | -16.0% | -1.1% | 4.3% |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 21,632 | $271,698 |
Why these scores methodology →
Piotroski F-score: 3/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001943802 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.