Stocktoria
Fathom Holdings Inc. FTHM
Fathom Holdings Inc. (FTHM) earns a Piotroski F-score of 3/9 (weak financial health), with an Altman Z″ in the distress zone. It does not currently pay a dividend. FY2025 revenue was $420.5M at a -4.8% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · distress zone
| Component | Value |
|---|---|
| Working capital / assets | 0.026 |
| Retained earnings / assets | -1.454 |
| EBIT / assets | -0.2 |
| Equity / liabilities | 0.922 |
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| FTHM | Fathom Holdings Inc. | 3/9 | -4.94 | — | +25.4% |
| RMAX | RE/MAX Holdings, Inc. | 6/9 | 1.72 | 40.9 | -5.2% |
| OPAD | Offerpad Solutions Inc. | 4/9 | -9.95 | — | -38.2% |
| MMI | Marcus & Millichap, Inc. | 4/9 | 5.82 | — | +8.5% |
| LRHC | La Rosa Holdings Corp. | 4/9 | — | — | +16.7% |
| LHAI | Linkhome Holdings Inc. | 3/9 | 7.15 | 141.1 | — |
| OMH | Ohmyhome Ltd | 5/9 | -16.34 | — | — |
All Finance, Insurance & Real Estate companies →
About Fathom Holdings Inc.
Fathom Holdings Inc. provides a real estate services platform that integrates residential brokerage, mortgage, title, and insurance services in the United States. It operates through three segments: Real Estate Brokerage, Mortgage, and Title. The Real Estate Brokerage segment provides real estate brokerage services. The Mortgage segment offers residential loan origination and underwriting services. The Title segment provides title insurance, escrow, and settlement services to facilitate residential real estate transactions. It offers access to various properties for sale or lease through its FathomRealty.com website to buyers, sellers, landlords, and tenants. In addition, the company provides intelliAgent, a real estate technology platform that offers a suite of brokerage and agent level tools, technology, business processes, business intelligence and reporting, and training; transaction, personnel, customer relationship, and accounting management for agent transactions; and reporting, social media marketing, and other marketing and marketing repository services, as well as marketplace for add-on services and third-party technology. Its brands include Fathom Realty, Dagley Insurance, Encompass Lending, intelliAgent, LiveBy, Real Results, Verus Title, and Cornerstone. Fathom Holdings Inc. was founded in 2010 and is headquartered in Cary, North Carolina.
FAQ
Is FTHM financially healthy?
Fathom Holdings Inc.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the distress zone.
Does FTHM pay a dividend?
No, Fathom Holdings Inc. does not currently pay a dividend.
How profitable is FTHM?
In FY2025, Fathom Holdings Inc. had a net margin of -4.8% and a return on equity of -54.2%.
What is the analyst price target for FTHM?
The average Wall-Street price target for Fathom Holdings Inc. is $2.50, about 259.7% above the recent price, from 1 analysts.
Is FTHM a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Fathom Holdings Inc.: a Piotroski F-score of 3/9, an Altman Z″ in the distress zone. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.