Stocktoria
FIRST US BANCSHARES, INC. FUSB
FIRST US BANCSHARES, INC. (FUSB) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 1.72% (safety: safe). FY2025 revenue was $1.1M at a 525.6% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| FUSB | FIRST US BANCSHARES, INC. | 5/9 | — | 15.6 | — |
| FCCO | FIRST COMMUNITY CORP /SC/ | 3/9 | — | 16.2 | — |
| AUBN | AUBURN NATIONAL BANCORPORATION, INC | 1/9 | — | — | — |
| FVCB | FVCBankcorp, Inc. | 6/9 | — | 14.3 | — |
| COSO | CoastalSouth Bancshares, Inc. | 4/9 | — | 13.1 | — |
| BWFG | Bankwell Financial Group, Inc. | 4/9 | — | 13.5 | — |
| PCB | PCB BANCORP | 4/9 | — | 10.7 | — |
All Finance, Insurance & Real Estate companies →
About FIRST US BANCSHARES, INC.
First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services in the United States. It offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. The company's loan products include commercial construction, land, and land development loans, including residential housing projects, commercial and industrial development, and for purchase and improvement of raw land for agricultural production; mortgage loans on one-to-four family and multi-family residential properties; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, and other commercial properties; commercial and industrial loans and leases; and secured and unsecured personal loans, including automobile loans, loans for household and personal purposes, and other direct consumer installment loans. It also provides loans secured by collateral. In addition, the company offers letters of credit; and safe deposit box and remote deposit capture services. It serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.
FAQ
Is FUSB financially healthy?
FIRST US BANCSHARES, INC.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does FUSB pay a dividend, and is it safe?
Yes. FIRST US BANCSHARES, INC. pays a dividend yielding about 1.72% with a 26.8% payout ratio, rated “safe” for safety.
How profitable is FUSB?
In FY2025, FIRST US BANCSHARES, INC. had a net margin of 525.6% and a return on equity of 5.7%.
Is FUSB overvalued or undervalued?
FIRST US BANCSHARES, INC. trades at about 16.5× trailing earnings — near its 10-year norm (10-year range 7.5×–59.1×, median 16.9×). Stocktoria reports the data, not buy/sell advice.
Is FUSB a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on FIRST US BANCSHARES, INC.: a Piotroski F-score of 5/9, a P/E of about 15.6×, a dividend yield of 1.72%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.