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FIRST US BANCSHARES, INC. FUSB

Nasdaq · stock · State Commercial Banks · website · IPO 1987-01-01 · LEI

FIRST US BANCSHARES, INC. statistics & valuation

Market cap$93.3M
P / E15.6×
P / S81.8×
P / B0.9×
P / FCF10.3×
Dividend yield1.72%
Net margin525.6%
Return on equity5.7%
FCF margin796.8%
Net cash$62.6M
Enterprise value USD$30.6M
Graham number +21%$19.90

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($19.90); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
311.20% 594.80% 708.90% 663.10% 525.60% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
3.10% 5.40% 3.10% 4.90% 8.10% 9.40% 8.30% 5.70% 2016201720182019202020212022202320242025
Shares outstanding
6.4M 6.2M 6.7M 6.8M 6.7M 6.7M 6.5M 6.4M 6.1M 6.0M 2016201720182019202020212022202320242025
Net debt ($)
-$50.6M -$19.4M -$39.5M -$36.3M -$62.6M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.30% 0.60% 0.30% 0.50% 0.70% 0.80% 0.70% 0.50% 2016201720182019202020212022202320242025
Free cash flow margin (%)
814.40% 976.30% 969.30% 459.50% 796.80% 2016201720182019202020212022202320242025
Debt / equity (×)
0.12× 0.13× 0.12× 0.11× 0.10× 2016201720182019202020212022202320242025
EPS ($)
$0.19 -$0.07 $0.37 $0.67 $0.40 $0.66 $1.06 $1.33 $1.33 $1.00 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

FIRST US BANCSHARES, INC. trades at about 16.5× earnings — near its 10-year norm (10-year range 7.5×–59.1×, median 16.9×).

7.5× 59.1×

Shaded band = 10-year range (7.5×–59.1×); dot = today's 16.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin525.6%663.1%708.9%594.8%———311.2%——
FCF margin796.8%459.5%969.3%976.3%———814.4%——
Return on assets0.5%0.7%0.8%0.7%0.5%0.3%0.6%0.3%——
Return on equity5.7%8.3%9.4%8.1%4.9%3.1%5.4%3.1%——
Debt / equity0.10×0.11×0.12×0.13×0.12×—————

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.