Stocktoria

FVCBankcorp, Inc. FVCB

Nasdaq · stock · State Commercial Banks · website · IPO 2013-06-28

FVCBankcorp, Inc. statistics & valuation

Market cap$315.7M
P / E14.3×
P / B1.2×
P / FCF13.3×
Dividend yield0.69%
Net margin1238.5%
Return on equity8.7%
FCF margin1337.0%
Graham number +3.8%$19.45

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($19.45); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
1381.20% 1744.70% 259.30% 963.20% 1238.50% 201720182019202020212022202320242025
Gross margin (%)
201720182019202020212022202320242025
Operating margin (%)
201720182019202020212022202320242025
Return on equity (%)
7.80% 6.90% 8.80% 8.20% 10.50% 12.30% 1.80% 6.40% 8.70% 201720182019202020212022202320242025
Shares outstanding
10.9M 13.7M 13.9M 13.5M 13.7M 17.5M 18.2M 18.4M 18.3M 201720182019202020212022202320242025
Net debt ($)
201720182019202020212022202320242025
Share buybacks ($)
201720182019202020212022202320242025
Return on assets (%)
0.70% 0.80% 1.00% 0.90% 1.00% 1.10% 0.20% 0.70% 1.00% 201720182019202020212022202320242025
Free cash flow margin (%)
1194.00% 1552.10% 1089.30% 1156.70% 1337.00% 201720182019202020212022202320242025
Debt / equity (×)
201720182019202020212022202320242025
EPS ($)
$0.67 $0.85 $1.07 $1.10 $1.20 $1.35 $0.21 $0.82 $1.21 201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

FVCBankcorp, Inc. trades at about 15.5× earnings — above its 10-year norm (10-year range 10.2×–58.4×, median 13.5×).

10.2× 58.4×

Shaded band = 10-year range (10.2×–58.4×); dot = today's 15.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Net margin1238.5%963.2%259.3%1744.7%1381.2%————
FCF margin1337.0%1156.7%1089.3%1552.1%1194.0%————
Return on assets1.0%0.7%0.2%1.1%1.0%0.9%1.0%0.8%0.7%
Return on equity8.7%6.4%1.8%12.3%10.5%8.2%8.8%6.9%7.8%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.