Stocktoria
FIRST NATIONAL CORP /VA/ FXNC
FIRST NATIONAL CORP /VA/ (FXNC) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 2.00% (safety: safe). FY2025 revenue was $14.3M at a 123.9% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| FXNC | FIRST NATIONAL CORP /VA/ | 4/9 | — | 15.6 | +0.8% |
| TYFG | Tri-County Financial Group, Inc. | 5/9 | — | — | +10.2% |
| MCB | Metropolitan Bank Holding Corp. | 4/9 | — | 17.4 | -53.8% |
| BFST | Business First Bancshares, Inc. | 5/9 | — | 11.5 | +1.2% |
| CZFS | CITIZENS FINANCIAL SERVICES INC | 5/9 | — | 9.7 | — |
| CIVB | CIVISTA BANCSHARES, INC. | 3/9 | — | 12.9 | -0.5% |
| NWFL | NORWOOD FINANCIAL CORP | 5/9 | — | 12.7 | — |
All Finance, Insurance & Real Estate companies →
About FIRST NATIONAL CORP /VA/
First National Corporation operates as the bank holding company for First Bank that provides various commercial banking services to small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations in Virginia. The company's deposit products include checking, savings, money market, and individual retirement accounts, as well as certificates of deposit and treasury management solutions. Its loan products also comprise construction loans, including residential and land development loans; 1-4 family residential real estate loans; and commercial real estate loans that are secured by commercial real estate, such as multi-family residential buildings, industrial and warehouse buildings, hotels, and religious facilities. In addition, the company's loan products include commercial and industrial loans; home equity loans; consumer loans, such as lines of credit, automobile loans, and unsecured loans. Further, it provides wealth management services comprising estate planning, investment management of assets, trustee under an agreement, trustee under a will, and estate settlement. Additionally, the company offers title insurance and investment services; and holds other real estate owned and office sites, as well as provides internet and mobile banking, remote deposit capture, and other traditional banking services. First National Corporation was founded in 1907 and is headquartered in Strasburg, Virginia.
FAQ
Is FXNC financially healthy?
FIRST NATIONAL CORP /VA/'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does FXNC pay a dividend, and is it safe?
Yes. FIRST NATIONAL CORP /VA/ pays a dividend yielding about 2.00% with a 31.2% payout ratio, rated “safe” for safety.
How profitable is FXNC?
In FY2025, FIRST NATIONAL CORP /VA/ had a net margin of 123.9% and a return on equity of 9.5%.
Is FXNC overvalued or undervalued?
FIRST NATIONAL CORP /VA/ trades at about 16.3× trailing earnings — above its 10-year norm (10-year range 6.4×–25.4×, median 12.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for FXNC?
The average Wall-Street price target for FIRST NATIONAL CORP /VA/ is $28.50, about 10.6% below the recent price, from 2 analysts (consensus: hold).
Is FXNC a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on FIRST NATIONAL CORP /VA/: a Piotroski F-score of 4/9, a P/E of about 15.6×, a dividend yield of 2.00%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.