Stocktoria

FIRST NATIONAL CORP /VA/ FXNC

Nasdaq · stock · State Commercial Banks · website · IPO 1996-05-01

FIRST NATIONAL CORP /VA/ statistics & valuation

Market cap$276.1M
P / E15.6×
P / S19.3×
P / B1.5×
Dividend yield2.00%
Net margin123.9%
Return on equity9.5%
Graham number -5.4%$30.16

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($30.16); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
89.70% 131.30% 122.40% 118.20% 114.90% 166.80% 94.00% 49.10% 123.90% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
11.30% 11.10% 15.20% 12.40% 10.40% 8.90% 15.50% 8.30% 4.20% 9.50% 2016201720182019202020212022202320242025
Shares outstanding
4.9M 4.9M 5.0M 5.0M 4.9M 6.2M 6.3M 6.3M 9.0M 9.0M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.80% 0.90% 1.30% 1.20% 0.90% 0.70% 1.20% 0.70% 0.30% 0.90% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$1.20 $1.30 $2.04 $1.92 $1.82 $1.86 $2.68 $1.53 $1.00 $1.96 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

FIRST NATIONAL CORP /VA/ trades at about 16.3× earnings — above its 10-year norm (10-year range 6.4×–25.4×, median 12.4×).

6.4× 25.4×

Shaded band = 10-year range (6.4×–25.4×); dot = today's 16.3×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin123.9%49.1%94.0%166.8%114.9%118.2%122.4%131.3%89.7%—
Return on assets0.9%0.3%0.7%1.2%0.7%0.9%1.2%1.3%0.9%0.8%
Return on equity9.5%4.2%8.3%15.5%8.9%10.4%12.4%15.2%11.1%11.3%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.