Stocktoria

GERMAN AMERICAN BANCORP, INC. GABC

Nasdaq · stock · State Commercial Banks · website · IPO 1993-05-18

GERMAN AMERICAN BANCORP, INC. financials (annual)

Revenue
$278.1M $316.9M $353.7M $487.4M 2016201720182019202020212022202320242025
Net income
$35.2M $40.7M $46.5M $59.2M $62.2M $84.1M $81.8M $85.9M $83.8M $112.6M 2016201720182019202020212022202320242025
Free cash flow
$36.7M $43.7M $47.1M $55.9M $85.3M $96.2M $102.2M $101.5M $90.7M $154.0M 2016201720182019202020212022202320242025

Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue$487.4M$353.7M$316.9M$278.1M——————
Interest expense——$66.2M$18.3M$9.5M$19.1M$31.2M$19.1M$11.1M$8.5M
Income tax$27.4M$20.3M$17.8M$17.4M$18.6M$12.8M$12.0M$9.5M$11.5M$13.9M
Net income$112.6M$83.8M$85.9M$81.8M$84.1M$62.2M$59.2M$46.5M$40.7M$35.2M
EPS (diluted)$3.06$2.83$2.91$2.78$3.17$2.34$2.29$1.99$1.77$1.57
Operating cash flow$159.3M$95.8M$107.2M$110.0M$100.8M$92.4M$65.2M$62.3M$54.9M$41.9M
Free cash flow$154.0M$90.7M$101.5M$102.2M$96.2M$85.3M$55.9M$47.1M$43.7M$36.7M
Total assets$8.4B$6.3B$6.2B$6.2B$5.6B$5.0B$4.4B$3.9B$3.1B$3.0B
Total liabilities$7.2B$5.6B$5.5B$5.6B$4.9B$4.4B$3.8B$3.5B$2.8B$2.6B
Shareholders' equity$1.2B$715.1M$663.6M$558.4M$668.5M$624.7M$573.8M$458.6M$364.6M$330.3M

Growth · year-over-year · Revenue CAGR 20.6%

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue growth+37.8%+11.6%+14.0%———————
Net income growth+34.4%-2.4%+5.0%-2.7%+35.2%+5.0%+27.3%+14.4%+15.6%+17.0%
EPS growth+8.1%-2.7%+4.7%-12.3%+35.5%+2.2%+15.1%+12.4%+12.7%+4.0%
Free cash flow growth+69.8%-10.6%-0.7%+6.3%+12.7%+52.8%+18.5%+7.9%+19.1%+23.7%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.