Stocktoria
GAP INC GAP
GAP INC (GAP) earns a Piotroski F-score of 6/9 (mixed financial health), with an Altman Z″ in the safe zone. It pays a dividend yielding 3.40% (safety: safe). FY2026 revenue was $15.4B at a 5.3% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -2.61 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-05-29 | UBS | Buy (main) |
| 2026-05-29 | Jefferies | Buy (main) |
| 2026-05-29 | B of A Securities | Neutral (main) |
| 2026-05-29 | Wells Fargo | Overweight (main) |
| 2026-05-29 | Barclays | Overweight (main) |
| 2026-05-29 | JP Morgan | Neutral (down) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Retail Trade · percentile among 238 companies
Percentile vs other Retail Trade companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | 0.196 |
| Retained earnings / assets | 0.286 |
| EBIT / assets | 0.088 |
| Equity / liabilities | 0.43 |
Sector peers · similar-size Retail Trade companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| GAP | GAP INC | 6/9 | 3.26 | 8.9 | +1.9% |
| ROST | ROSS STORES, INC. | 6/9 | 4.04 | 31.9 | +7.7% |
| URBN | URBAN OUTFITTERS INC | 8/9 | 4.74 | 14 | +11.1% |
| AEO | AMERICAN EAGLE OUTFITTERS INC | 4/9 | 3.95 | 15.6 | +4.1% |
| ANF | ABERCROMBIE & FITCH CO /DE/ | 5/9 | 6.44 | 8 | +6.4% |
| LE | LANDS' END, INC. | 6/9 | 1.71 | 66.4 | -2% |
| BKE | BUCKLE INC | 4/9 | 4.62 | 10.6 | +6.6% |
About GAP INC
The Gap, Inc. operates as an apparel retail company in the United States, Canada, Japan, Taiwan, and internationally. The company offers apparel, accessories, and personal care products for men, women, and children under the Old Navy, Gap, Banana Republic, and Athleta brands. The company offers its products through company-operated stores, franchise stores, websites, and third-party arrangements, as well as licensing partnerships. It has franchise agreements to operate Old Navy, Gap, Banana Republic, and Athleta in Asia, Europe, Latin America, the Middle East, and Africa. The Gap, Inc. was incorporated in 1969 and is headquartered in San Francisco, California.
FAQ
Is GAP financially healthy?
GAP INC's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does GAP pay a dividend, and is it safe?
Yes. GAP INC pays a dividend yielding about 3.40% with a 30.3% payout ratio, rated “safe” for safety.
How profitable is GAP?
In FY2026, GAP INC had a net margin of 5.3% and a return on equity of 21.5%.
Is GAP overvalued or undervalued?
GAP INC trades at about 9.5× trailing earnings — below its 10-year norm (10-year range 9.8×–21.7×, median 14.5×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for GAP?
The average Wall-Street price target for GAP INC is $27.26, about 34.6% above the recent price, from 17 analysts (consensus: buy).
Is GAP a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on GAP INC: a Piotroski F-score of 6/9, an Altman Z″ in the safe zone, a P/E of about 8.9×, a dividend yield of 3.40%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2026-01-31. Facts plus Stocktoria's own computed scores — not investment advice.