Turkiye Garanti Bankasi A.S. GARAN.IS

Name: GARAN.IS quality scores
Creator: Stocktoria
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TR · XIST · XIST · stock · Financial Services · website

Turkiye Garanti Bankasi A.S. (GARAN.IS) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 3.26% (safety: safe). FY2025 revenue was ₺410.3B at a 26.8% net margin.

Chart by TradingView

3/9

Piotroski F — financial health

—

Altman Z″ — distress risk

17.3%

Dividend payout · safe

₺138.00 as of 2026-06-01 · +2.2% 1y

₺122.90₺161.3052-wk

Market cap USD$12.4B

P / E5.3×

Dividend yield3.26%

Net margin26.8%

Return on equity24.7%

Beta0.5

Employees23,376

Analyst price target

₺185.23 +34.2% vs last

consensus: strong buy · 14 analysts

range ₺160.00 – ₺205.73

Wall Street analyst consensus — a sentiment gauge, not our scoring.

About Turkiye Garanti Bankasi A.S.

Turkiye Garanti Bankasi A.S. provides various banking products and services in Turkey. It offers current, savings, time deposit, e-savings, YUVAM, NET, ELMA, overdraft, and gold accounts; SME general purpose, auto, mortgage, commercial, foreign currency spot, installment loans, and project loans, as well as IBOR reforms and foreign trade financing; investment funds, stocks, derivatives, Garanti BBVA e-trader platform, time barred deposit and investment lists, and derivative instruments; credit and debit cards, BonusFlas, and POS and e-commerce products; and insurance and pension products. The company also provides payment systems and services; private banking services; banking services for salary payments/entrepreneurship and women entrepreneurs; leasing fleet factoring services; investment banking and financing services; mobile and internet banking services; and ATM and cash management services. The company was founded in 1946 and is headquartered in Istanbul, Turkey. Turkiye Garanti Bankasi A.S. is a subsidiary of Banco Bilbao Vizcaya Argentaria, S.A.

Revenue trend · last 4y · up

How it ranks in Financial Services · percentile among 220 companies

Piotroski Fstronger than 10%

Net marginstronger than 46%

Return on equitystronger than 93%

Revenue growthstronger than 92%

Percentile vs other Financial Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 3/9 tests passed

Positive return on assets
Positive operating cash flow
Rising ROA
Cash flow exceeds net income
Lower long-term debt
Rising current ratio
No share dilution
Rising gross margin
Rising asset turnover

FAQ

Is GARAN.IS financially healthy?

Turkiye Garanti Bankasi A.S.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).

Does GARAN.IS pay a dividend, and is it safe?

Yes. Turkiye Garanti Bankasi A.S. pays a dividend yielding about 3.26% with a 17.3% payout ratio, rated “safe” for safety.

How profitable is GARAN.IS?

In FY2025, Turkiye Garanti Bankasi A.S. had a net margin of 26.8% and a return on equity of 24.7%.

Computed from company filings · TR · as of 2025-12-31. Figures in TRY. Facts plus Stocktoria's own computed scores — not investment advice.