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Turkiye Garanti Bankasi A.S. GARAN.IS
TR · XIST · XIST · stock · Financial Services · website
Turkiye Garanti Bankasi A.S. financials (annual)
Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue | ₺410.3B | ₺287.2B | ₺199.3B | ₺133.0B |
| SG&A expense | ₺6.4B | ₺3.7B | ₺1.3B | ₺472.8M |
| Interest expense | ₺578.1B | ₺414.5B | ₺147.2B | ₺44.7B |
| Income tax | ₺43.1B | ₺31.7B | ₺20.2B | ₺18.5B |
| Net income | ₺109.8B | ₺91.2B | ₺86.4B | ₺58.3B |
| EPS (diluted) | ₺26.15 | ₺21.72 | ₺20.56 | ₺13.88 |
| Operating cash flow | ₺5.0B | -₺145.8B | ₺191.3B | ₺45.8B |
| Free cash flow | -₺5.4B | -₺155.3B | ₺186.2B | ₺43.6B |
| Cash & equivalents | ₺973.6B | ₺591.8B | ₺474.3B | ₺200.8B |
| Goodwill | ₺6.4M | ₺6.4M | — | — |
| Total assets | ₺4.55T | ₺3.00T | ₺2.20T | ₺1.30T |
| Total debt | ₺504.3B | ₺224.0B | ₺150.1B | ₺81.9B |
| Total liabilities | ₺4.10T | ₺2.67T | ₺1.96T | ₺1.15T |
| Shareholders' equity | ₺444.1B | ₺329.8B | ₺244.7B | ₺152.6B |
Growth · year-over-year · Revenue CAGR 45.6%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue growth | +42.9% | +44.1% | +49.9% | — |
| Net income growth | +20.4% | +5.6% | +48.2% | — |
| EPS growth | +20.4% | +5.6% | +48.2% | — |
| Free cash flow growth | — | -183.4% | +326.6% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · TR · as of 2025-12-31. Figures in TRY. Facts plus Stocktoria's own computed scores — not investment advice.