Stocktoria
Turkiye Garanti Bankasi A.S. GARAN.IS
Turkiye Garanti Bankasi A.S. statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₺249.40); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Turkiye Garanti Bankasi A.S. trades at about 5× earnings — below its 10-year norm (10-year range 1.7×–6.2×, median 5.9×).
Shaded band = 10-year range (1.7×–6.2×); dot = today's 5×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 26.8% | 31.8% | 43.3% | 43.8% |
| FCF margin | -1.3% | -54.1% | 93.4% | 32.8% |
| Return on assets | 2.4% | 3.0% | 3.9% | 4.5% |
| Return on equity | 24.7% | 27.7% | 35.3% | 38.2% |
Computed from company filings · TR · as of 2025-12-31. Figures in TRY. Facts plus Stocktoria's own computed scores — not investment advice.